David Ramirez
$1,445,000$1,495,0003 bd3.5 ba2,180 sqft$663 /sqft$9,544 /mo all-in ↓

1914 HARBOUR LINKS CIRCLE UNIT 10, LONGBOAT KEY, FL, 34228

Active123 days on marketListed Apr 1, 2026MLS #A4686139

Reduced $50KWaterfrontPrivate poolCondominiumEMERALD POINTE SOUTH

About this home

1914 HARBOUR LINKS CIRCLE UNIT 10

Tucked behind the gates of Bay Isles in the Emerald Pointe community, this 3BR/3.5BA residence offers 2,180+/- sq. ft. of thoughtfully designed living space with a layout that blends privacy, flexibility and inviting outdoor living. From the moment you arrive, a paver drive framed by lush landscaping and a striking 2-story façade with barrel tile roof set a warm and welcoming tone. A paver walkway leads to the courtyard entrance that defines the home’s character. This open yet private space is bathed in natural light and features a covered and screened sitting area with an all-season kitchen, creating a unique setting for entertaining or quiet relaxation. Just off the courtyard, a separate casita with its own full bath offers ideal space for a home office, guest suite or creative retreat. Inside, the home feels open and spacious, with large tile flooring, high ceilings and a thoughtful mix of clerestory and transom windows that bring light into every corner. Neutral tones and layered textures add depth without distraction. The living room is both functional and inviting, featuring a fireplace, built-in wine refrigerator, and ice maker that enhance the space for everyday living or hosting. The kitchen has been beautifully updated and connects naturally to the main living areas. It features stone countertops, all-white cabinetry, stainless steel appliances, a tile backsplash and a breakfast bar, along with a dining area highlighted by a striking aquarium window that looks back into the courtyard. The primary suite is located on the main living level in a private wing, offering direct access to the pool and a generous walk-in closet. The bath is well appointed with dual vanities, a freestanding tub, a walk-in shower and refined tilework. Upstairs, a guest bedroom provides comfort and privacy, complete with wood flooring, a walk-in closet, desk space and an en suite bath. At the back of the home, a screened lanai and pool overlook a peaceful lake with fountain, where large-panel screening keeps the view open and unobstructed. Additional features include an in-residence laundry room and a two-car garage with abundant storage. Residents of Emerald Pointe enjoy a maintenance-free lifestyle along with access to the private Bay Isles Beach Club, offering white sand beaches just minutes away. Optional membership to the Longboat Key Club further enhances the lifestyle with championship golf, tennis and pickleball, a private beach club, marina, spa and wellness amenities, multiple dining venues, and an active social calendar.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,180

Sqft

3.92 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$663

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiablePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorAwning(s) · Lighting · Outdoor Grill · Sliding Doors

Community & fees

Taxes (2025)$12,540/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,544 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,797
PMI (est., until 20% equity)$542
Property tax — 2025 actual bill$1,045
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,500
Interest rate6.00%
Loan term

Estimated payment

$9,544/mo

Principal & interest$7,797
PMI (est., until 20% equity)$542
Property taxes (actual bill)$1,045
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$663 vs $696

Days on market

123 vs 95 typical

Where $663/sqft sits among the 262 Longboat Key actives

116
66 · this home
39
16
9
16
$351–639$639–928$928–1217$1217–1506$1506–1795$1795+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 1914 HARBOUR LINKS CIRCLE UNIT 10

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

112 of 262

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 123% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,445,000 $50K
Apr 1, 2026Listed at $1,495,000 · 123 days on market since
2001Built · EMERALD POINTE SOUTH

Reality check

What actually sold near 1914 HARBOUR LINKS CIRCLE UNIT 10

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

581 YARDARM LANESold · Jun ’26

$2,075,000

581 YARDARM LANE

3 bd · 3 ba · 2,192 sqft · $947/sqft · 7 DOM

513 OUTRIGGER LANESold · May ’26

$2,175,000

513 OUTRIGGER LANE

4 bd · 3 ba · 2,162 sqft · $1,006/sqft · 5 DOM

775 LONGBOAT CLUB ROAD UNIT 408Sold · May ’26

$2,208,000

775 LONGBOAT CLUB ROAD UNIT 408

3 bd · 3 ba · 2,122 sqft · $1,041/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1914 HARBOUR LINKS CIRCLE UNIT 10 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1914 HARBOUR LINKS CIRCLE UNIT 10 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1914 HARBOUR LINKS CIRCLE UNIT 10 FAQs

What would the monthly payment be for 1914 HARBOUR LINKS CIRCLE UNIT 10?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,544/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1914 HARBOUR LINKS CIRCLE UNIT 10?+

The most recent tax bill on record (2025) was $12,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1914 HARBOUR LINKS CIRCLE UNIT 10?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,445,000, this home is listed about 51% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1914 HARBOUR LINKS CIRCLE UNIT 10?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,445,000 runs 123% above the LONGBOAT KEY 34228 median — but at 2,180 sqft it's also 44% larger than the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,495,000, now $1,445,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Bruce Myer. MLS #A4686139.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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