David Ramirez
$1,475,000$1,879,0002 bd2.5 ba2,550 sqft$578 /sqft$10,087 /mo all-in ↓

3010 GRAND BAY BOULEVARD UNIT 493, LONGBOAT KEY, FL, 34228

Active301 days on marketListed Oct 10, 2025MLS #A4668143

Reduced $404KWaterfrontCondominiumGRAND BAY 4

About this home

3010 GRAND BAY BOULEVARD UNIT 493

One or more photo(s) has been virtually staged. Perched just one floor below the penthouse in the sought-after Grand Bay IV community on Longboat Key, this 2,550-sq.-ft. Cayman floor plan offers an exceptional opportunity to enjoy the Grand Bay lifestyle immediately. With ideal north–south exposure, this residence captures breathtaking sunrises over Sarasota Bay and stunning Gulf sunsets from two expansive terraces. Walls of glass and abundant natural light enhance the open-concept layout, which includes 2 bedrooms, 2.5 baths, and a den that can easily be reconfigured to include a walk-in closet for a 3rd bedroom. The primary suite opens directly to the Bayfront terrace, the second bedroom offers an en-suite bath and private Gulf-view balcony, and the den, kitchen, and third bedroom share access to a second terrace for effortless indoor-outdoor living. Two prime, side-by-side parking spaces on the upper main level sit conveniently next to the elevator, leading to a private elevator foyer. Residents of Grand Bay enjoy world-class amenities including 24-hour security, a clubhouse with library and game room, fitness center, tennis and pickleball courts, two heated pools and a spa, and deeded access to the exclusive Bay Isles Beach Club.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,550

Sqft

2

Garage

1999

Year built

One

Levels

$578

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofConcrete · Other
ConstructionBlock · Stucco
FoundationSlab · Stilt/On Piling
ViewWater
FacesWest
ParkingAssigned · Circular Driveway · Common · Covered · Deeded · Garage Door Opener · Guest · Open · Portico · Under Building
ExteriorBalcony · Lighting · Sliding Doors · Sprinkler Metered · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$16,976/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityBay/Harbor Front · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,087 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,959
PMI (est., until 20% equity)$553
Property tax — 2025 actual bill$1,415
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $147,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $147,500
Interest rate6.00%
Loan term

Estimated payment

$10,087/mo

Principal & interest$7,959
PMI (est., until 20% equity)$553
Property taxes (actual bill)$1,415
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.2MedgeAI estimate $1,782,038 · range $1.3M$2.0M$2.1M

vs edgeAI estimate

−17.2%

$/sqft vs Longboat Key actives

$578 vs $692

Days on market

301 vs 95 typical

Where $578/sqft sits among the 251 Longboat Key actives

114 · this home
63
37
12
10
15
$353–643$643–932$932–1222$1222–1512$1512–1802$1802+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 3010 GRAND BAY BOULEVARD UNIT 493

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$820K$1.1M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

108 of 251

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 134% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,475,000 $404K
Oct 10, 2025Listed at $1,879,000 · 301 days on market since
1999Built · GRAND BAY 4

Reality check

What actually sold near 3010 GRAND BAY BOULEVARD UNIT 493

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3010 GRAND BAY BOULEVARD UNIT 434Sold · Jan ’26

$1,595,000

3010 GRAND BAY BOULEVARD UNIT 434 · same community

3 bd · 3.5 ba · 2,550 sqft · $625/sqft · 10 DOM

3010 GRAND BAY BOULEVARD UNIT 482Sold · Jul ’26

$1,500,000

3010 GRAND BAY BOULEVARD UNIT 482 · same community

3 bd · 3.5 ba · 2,250 sqft · $667/sqft · 322 DOM

3010 GRAND BAY BOULEVARD UNIT 432Sold · Aug ’26

$1,150,000

3010 GRAND BAY BOULEVARD UNIT 432 · same community

3 bd · 3.5 ba · 2,143 sqft · $537/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3010 GRAND BAY BOULEVARD UNIT 493 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3010 GRAND BAY BOULEVARD UNIT 493 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3010 GRAND BAY BOULEVARD UNIT 493 FAQs

What would the monthly payment be for 3010 GRAND BAY BOULEVARD UNIT 493?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,087/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3010 GRAND BAY BOULEVARD UNIT 493?+

The most recent tax bill on record (2025) was $16,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3010 GRAND BAY BOULEVARD UNIT 493?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,475,000, this home is listed about 55% above the Longboat Key median of $949,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3010 GRAND BAY BOULEVARD UNIT 493?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,475,000 runs 134% above the LONGBOAT KEY 34228 median — but at 2,550 sqft it's also 70% larger than the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

301 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,879,000, now $1,475,000 — a $404K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Ryan Ackerman, PA. MLS #A4668143.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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