1202 26TH AVENUE W, PALMETTO, FL, 34221
Active136 days on marketListed Mar 21, 2026MLS #A4685079
About this home
1202 26TH AVENUE W
Beautifully upgraded 2-bedroom coastal-inspired home on an oversized fenced corner lot in fast-growing Palmetto. Major updates completed in 2020 include new A/C, Water Heater, updated ductwork completed 2025, and system improvements, plus a new roof in 2024. The bright interior offers natural light, warm LVP wood flooring, crown molding, premium window treatments, a charming beaded accent wall, wood cabinetry, and timeless Old Florida bungalow character. Outside, enjoy a fully fenced white picket yard, a spacious patio, and a huge backyard centered around a majestic mature oak tree, The perfect setting for entertaining or relaxing. The 1-car garage adds flexibility for storage or future use. Located just moments from Emerson Point Preserve, a coastal preserve on Snead Island between the Manatee River and Terra Ceia Bay, and near marinas, fishing, waterfront dining, shopping, and commuter routes including US-19, US-41, and I-75. Per seller, home stayed high and dry with no flooding or storm damage during Hurricanes Helene or Milton. Furnishings available for sale.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
968
Sqft
0.17 ac
Lot size
1
Garage
1961
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,064 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,064/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Palmetto actives
$300 vs $205
Days on market
136 vs 56 typical
Where $300/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay View Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Bay View Park — neighborhood snapshot
Population
363
Median age
65
Median income
$57,213
Median home value
$251,412
Avg household
2
Households w/ children
10%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $360K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1202 26TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$230,000
2602 12TH STREET W · same community
3 bd · 1 ba · 1,021 sqft · $225/sqft · 44 DOM
Sold · Mar ’26$282,500
2604 12TH STREET W · same community
3 bd · 1 ba · 912 sqft · $310/sqft · 28 DOM
Sold · Oct ’25$225,000
1026 28TH AVENUE W · same community
3 bd · 1 ba · 1,044 sqft · $216/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1202 26TH AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1202 26TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1202 26TH AVENUE W FAQs
What would the monthly payment be for 1202 26TH AVENUE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,064/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1202 26TH AVENUE W?+
The most recent tax bill on record (2024) was $823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $289,999, this home is listed about 27% below the Palmetto median of $395,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1202 26TH AVENUE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$289,999 is 22% below the PALMETTO 34221 median of $372,490.
02Time on market is leverage
136 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,999, now $289,999 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Xiomara Landaverde Paz. MLS #A4685079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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