1521 13TH STREET W, PALMETTO, FL, 34221
Active12 days on marketListed Jul 25, 2026MLS #A4700413
About this home
1521 13TH STREET W
Welcome home to this charming starter home featuring bright, inviting interiors and a comfortable, functional layout. The stylish kitchen showcases a modern backsplash, making it the perfect space for everyday cooking and entertaining. The spacious primary bedroom offers generous closet space, while the additional bedroom provides flexibility for guests, a home office, or your changing lifestyle. Step outside to a fully fenced backyard with a covered patio, ideal for relaxing or entertaining. This delightful home offers comfort, versatility, and value—an opportunity you won't want to miss!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
907
Sqft
0.11 ac
Lot size
1
Garage
1997
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.4%
$/sqft vs Palmetto actives
$303 vs $209
Days on market
12 vs 56 typical
Where $303/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewood Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Edgewood Park — neighborhood snapshot
Population
683
Median age
38
Median income
$76,396
Median home value
$227,292
Avg household
3
Households w/ children
71%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
221 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1521 13TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$106,730
3029 ATLANTA AVENUE · same community
3 bd · 1 ba · 900 sqft · $119/sqft · 0 DOM
Sold · Jun ’26$222,000
3010 DREWERY AVENUE · same community
3 bd · 1 ba · 888 sqft · $250/sqft · 34 DOM
Sold · Apr ’26$249,900
3023 BELLWOOD AVENUE · same community
3 bd · 1 ba · 950 sqft · $263/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1521 13TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1521 13TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1521 13TH STREET W FAQs
What would the monthly payment be for 1521 13TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,196/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1521 13TH STREET W?+
The most recent tax bill on record (2025) was $3,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $275,000, this home is listed about 30% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1521 13TH STREET W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MEDWAY REALTY · Eric Meinheit. MLS #A4700413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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