David Ramirez
$775,0002 bd2 ba894 sqft$867 /sqft$5,122 /mo all-in ↓

6312 MIDNIGHT PASS ROAD UNIT 305S, SARASOTA, FL, 34242

Active153 days on marketListed Mar 4, 2026MLS #A4684866

WaterfrontFully furnishedCondominiumCRESCENT ARMS

About this home

6312 MIDNIGHT PASS ROAD UNIT 305S

Positioned directly on the sands of world-famous Siesta Key, this 2-bedroom, 2-bath en-suite condominium offers the perfect blend of personal getaway and income-producing investment. Fully furnished and thoughtfully configured for vacation living, this residence is already an active vacation rental with proven historical returns, making it an ideal opportunity for buyers seeking a property that can help offset ownership costs while providing their own beachfront retreat. Inside, tile flooring throughout creates an easy-care coastal interior designed for high-traffic vacation use, while the split layout with two en-suite bedrooms provides privacy and comfort for guests. A large storage closet dedicated to beach gear and recreational “toys” makes it simple to keep everything needed for effortless days on the sand. From the residence, enjoy views of the Gulf of Mexico and the convenience of direct walk-out access to Siesta Key’s powdery white beach, where beach chairs are available for guests, perfect for owners and vacation renters alike. The location places you in one of the most desirable areas of the island, within walking distance to nearby restaurants, shops, and local favorites, or simply hop on the Siesta Key trolley for easy access up and down the island. With its prime beachfront setting, turnkey furnishings, and established rental performance, this property presents a compelling opportunity to own a slice of Siesta Key that can generate income while serving as your personal coastal escape.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

894

Sqft

0 ac

Lot size

1968

Year built

One

Levels

$867

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Walk-In Closet(s) · Window Treatments
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionConcrete
FoundationSlab
ViewWater
FacesSouthwest
ParkingAssigned · Guest
ExteriorSliding Doors

Community & fees

Taxes (2025)$5,871/yr
PetsNo
CommunityGulf/Ocean Front · Waterfront · Buyer Approval Required · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,122 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,122/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$489
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$291KedgeAI estimate $499,007 · range $303K$597K$806K

vs edgeAI estimate

+55.3%

$/sqft vs Sarasota actives

$867 vs $343

Days on market

153 vs 62 typical

Where $867/sqft sits among the 400 Sarasota actives

221
60
37
33 · this home
19
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crescent Arms

Map of 6312 MIDNIGHT PASS ROAD UNIT 305S inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Crescent Arms — neighborhood snapshot

Population

122

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

18%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Mar 4, 2026Listed at $775,000 · 153 days on market since
1968Built · CRESCENT ARMS

Reality check

What actually sold near 6312 MIDNIGHT PASS ROAD UNIT 305S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6310 MIDNIGHT PASS ROAD UNIT 405NSold · Aug ’25

$690,000

6310 MIDNIGHT PASS ROAD UNIT 405N · same community

2 bd · 2 ba · 894 sqft · $772/sqft · 10 DOM

6310 MIDNIGHT PASS ROAD UNIT 101NSold · Mar ’26

$1,250,000

6310 MIDNIGHT PASS ROAD UNIT 101N · same community

2 bd · 2 ba · 1,009 sqft · $1,239/sqft · 67 DOM

6312 MIDNIGHT PASS ROAD UNIT 203SSold · Jan ’26

$695,000

6312 MIDNIGHT PASS ROAD UNIT 203S · same community

2 bd · 2 ba · 1,029 sqft · $675/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6312 MIDNIGHT PASS ROAD UNIT 305S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6312 MIDNIGHT PASS ROAD UNIT 305S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

6312 MIDNIGHT PASS ROAD UNIT 305S FAQs

What would the monthly payment be for 6312 MIDNIGHT PASS ROAD UNIT 305S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,122/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6312 MIDNIGHT PASS ROAD UNIT 305S?+

The most recent tax bill on record (2025) was $5,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6312 MIDNIGHT PASS ROAD UNIT 305S?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $775,000, this home is listed about 36% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.

Which schools are assigned to 6312 MIDNIGHT PASS ROAD UNIT 305S?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$775,000 runs 60% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

153 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Ryndie Brusco. MLS #A4684866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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