5430 FAIR OAKS STREET UNIT 5430, BRADENTON, FL, 34203
Active175 days on marketListed Feb 14, 2026MLS #A4681016
About this home
5430 FAIR OAKS STREET UNIT 5430
Excellent Value • Well Maintained • 1st Floor End Unit • Backyard Pond • Furnished • New HVAC (2025) • Water Heater (2023) • Original Owner • 1-Year Home Warranty • Class A Membership. Step into easy Florida living with this well maintained, furnished first-floor end unit. This home offers incredible peace of mind with major systems updates already handled—including a brand-new HVAC and recent water heater—plus a 1-year home warranty. The bright, open-concept living and dining area features vaulted ceilings and seamlessly connects to a screened lanai overlooking a tranquil backyard pond with great sunset views. Retreat to the roomy primary suite, complete with a large walk-in closet and oversized-vanity en-suite bathroom. A sizable second bedroom and full guest bath offer plenty of flexibility. The kitchen provides all the essentials, including a breakfast bar that keeps you connected to the main living space. With an attached one-car garage, private laundry, and your deeded Class A membership to Tara Golf and Country Club, you're perfectly positioned to enjoy resort-style living. Tara is known for its championship 18-hole golf course with easy access to green times & fully renovated in 2023. Equally impressive are the other amenities and clubhouse, currently undergoing an almost complete renovation. From the New Pickleball Center (2025) to the pool, fitness center, tennis courts & bocce ball, you will have unlimited activities to choose from. There are countless clubs, groups and social events to fill your calendar. The Restaurant and Bar are a great place to gather with friends or relax after a day of activities. Find peace of mind in knowing these improvements were complete without any special assessments to owners. Plantation Gardens offers a private, residents only, pool and is conveniently positioned just minutes from shopping, dining, entertainment, Lakewood Ranch, UTC and is a short drive to some of the top U.S. Gulf beaches. Welcome to great living, Welcome to Tara!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,004
Sqft
7 ac
Lot size
1
Garage
1996
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,725 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,725/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.7%
$/sqft vs Bradenton actives
$148 vs $246
Days on market
175 vs 55 typical
Where $148/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Tara — neighborhood snapshot
Population
3,596
Median age
66
Median income
$80,630
Median home value
$346,151
Avg household
2
Households w/ children
156
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5430 FAIR OAKS STREET UNIT 5430
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$160,000
5433 FAIR OAKS STREET UNIT 5433 · same community
2 bd · 2 ba · 1,004 sqft · $159/sqft · 112 DOM
Sold · Feb ’26$185,000
5507 FAIR OAKS STREET UNIT 3-c · same community
3 bd · 2 ba · 1,208 sqft · $153/sqft · 54 DOM
Sold · Jun ’26$209,900
5442 FAIR OAKS STREET UNIT 12C · same community
3 bd · 2 ba · 1,208 sqft · $174/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5430 FAIR OAKS STREET UNIT 5430 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5430 FAIR OAKS STREET UNIT 5430 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5430 FAIR OAKS STREET UNIT 5430 FAQs
What would the monthly payment be for 5430 FAIR OAKS STREET UNIT 5430?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,725/mo — principal and interest, the actual property-tax bill, the $547/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5430 FAIR OAKS STREET UNIT 5430?+
The association fee works out to $547 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5430 FAIR OAKS STREET UNIT 5430?+
The most recent tax bill on record (2024) was $895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5430 FAIR OAKS STREET UNIT 5430?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $149,000, this home is listed about 62% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5430 FAIR OAKS STREET UNIT 5430?+
Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BRADENTON 34203 market on paper
$149,000 is 38% below the BRADENTON 34203 median of $240,000, and at $148/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $547/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
175 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Meredith Holz. MLS #A4681016.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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