
17220 HORIZON LANE, PORT CHARLOTTE, FL, 33948
Active201 days on marketListed Jan 22, 2026MLS #A4679385
About this home
17220 HORIZON LANE
Short Sale. Situated on an oversized corner lot with a private wooded backdrop, this 3-bedroom plus den, 2-bath home offers space, flexibility, and peace of mind with no HOA. Inside, soaring ceilings and hard-surface flooring throughout create an open, light-filled environment that feels both spacious and easy to maintain. Large sliding doors connect the interior to a spacious covered and screened lanai, extending the living space outdoors while overlooking the backyard. The kitchen is thoughtfully designed with black stainless steel appliances, ample cabinetry, a pantry, and a wraparound breakfast bar that serves as a natural gathering space. A bright breakfast nook with large windows adds warmth and functionality. The split-bedroom floor plan enhances privacy, with the primary suite offering generous space, multiple windows, and a well-appointed en-suite bathroom featuring dual vanities, a soaking tub, and an expansive walk-in shower. Guest bedrooms are tucked behind a pocket-door close-off, ideal for visitors or multi-generational living. One rear guest bedroom includes impact windows and a sliding glass door. A dedicated den with glass-panel doors adds versatility, perfect for a home office, media room, or flex space. Major updates include a new roof in 2023 and an HVAC system approximately three years old, providing added confidence for the next owner. The backyard offers privacy and room to personalize, while maintaining a low-maintenance, natural setting. Conveniently located near waterways, parks, and Port Charlotte’s boating and outdoor amenities, this home combines space, privacy, and practical updates in a setting well suited for full-time living or seasonal use. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,388
Sqft
0.33 ac
Lot size
2
Garage
2007
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,796 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,796/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.4%
$/sqft vs PORT CHARLOTTE SEC 044
$147 vs $265
Days on market
201 vs 60 typical
Where $147/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 044
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 7
PORT CHARLOTTE SEC 044 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1067% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 17220 HORIZON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
4142 REIF CT · same community
4 bd · 2.5 ba · 2,375 sqft · $253/sqft · 324 DOM
Sold · Apr ’26$467,000
4209 FLAMINGO BOULEVARD · same community
4 bd · 2 ba · 2,365 sqft · $197/sqft · 55 DOM
Sold · Jul ’26$370,000
17265 GULFSPRAY CIRCLE · same community
4 bd · 3 ba · 2,500 sqft · $148/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17220 HORIZON LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17220 HORIZON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17220 HORIZON LANE FAQs
What would the monthly payment be for 17220 HORIZON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17220 HORIZON LANE?+
The most recent tax bill on record (2025) was $5,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $350,000, this home is listed about 6% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 17220 HORIZON LANE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 1067% above the PORT CHARLOTTE 33948 median — but at 2,388 sqft it's also 46% larger than the typical Port Charlotte listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
201 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $375,000, now $350,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Toni Zarghami. MLS #A4679385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 17220 HORIZON LANE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


