
4466 BAYVIEW STREET, PORT CHARLOTTE, FL, 33948
Active592 days on marketListed Dec 27, 2024MLS #A4633257
About this home
4466 BAYVIEW STREET
Seller Financing Available – Call Agent for Terms. Seize this rare opportunity to own a true waterfront gem with direct Gulf access in one of the area’s most sought-after boating communities. This spacious ¼-acre lot offers 80 feet of waterfront frontage along the Sweetbay Waterway, complete with a concrete seawall, private wooden dock, and a 10,000-lb boat lift—everything you need for effortless, secure boating right from your backyard. Designed for those who live the waterfront lifestyle, this property delivers fast, unobstructed access to Charlotte Harbor and the Gulf, with only one bridge to open water. Spend less time navigating canals and more time cruising to Boca Grande, Cayo Costa, the Myakka River, or enjoying world-class fishing and waterfront dining just minutes away. Adding to the appeal is the ideal sun exposure—enjoy beautiful western exposure from the front yard, filling your evenings with glowing sunset skies, while the backyard welcomes tranquil sunrises over the water, creating the perfect start to every day. The 80' x 120' lot provides the perfect canvas to build your custom coastal retreat, offering wide water views, picturesque natural scenery, and peaceful privacy. Whether you’re envisioning a luxury residence, second-home escape, or a strategic investment, this location checks every box for long-term value and lifestyle appeal. Conveniently located near shopping, restaurants, hospitals, farmers markets, and everyday essentials, this property offers the perfect balance of serenity and accessibility. Motivated seller — bring your offer. Exceptional waterfront opportunities like this are rare. Secure your place on the water and start living the Florida boating lifestyle today.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 530% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4466 BAYVIEW STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$175,000
4314 JOSEPH STREET · same community
2 bd · 2 ba · 924 sqft · $189/sqft · 0 DOM
Sold · Oct ’25$190,000
17333 GULFSPRAY CIRCLE · same community
2 bd · 2 ba · 1,172 sqft · $162/sqft · 51 DOM
Sold · Jan ’26$214,000
4288 JOSEPH STREET · same community
2 bd · 2 ba · 1,330 sqft · $161/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4466 BAYVIEW STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4466 BAYVIEW STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4466 BAYVIEW STREET FAQs
What would the monthly payment be for 4466 BAYVIEW STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4466 BAYVIEW STREET?+
The most recent tax bill on record (2026) was $1,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $189,000, this home is listed about 43% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4466 BAYVIEW STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$189,000 runs 530% above the PORT CHARLOTTE 33948 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
592 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $190,000, now $189,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Sharadan Edmonds. MLS #A4633257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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