611 RIVIERA DUNES WAY UNIT 604, PALMETTO, FL, 34221
Active192 days on marketListed Jan 27, 2026MLS #A4677764
About this home
611 RIVIERA DUNES WAY UNIT 604
EXECUTIVE PENTHOUSE" LAGUNA @ Riviera Dunes; is a Master planned boating community nestled along the Manatee River. Laguna offers Tropical settings, Panoramic views, Luxury amenities, World class boating, Magnificent sunsets from your private balcony. A Beautiful Private Southwest Penthouse unit with 3 bedroom, 3 1/2 bathrooms, family room plus den, that over looks the beautiful Manatee River. This end unit has everything you could want, from a Upscale Chef's kitchen with wood cabinets, granite countertops, stainless appliances, a large eat-at counter, plus an island for prepping your meals. There's a large Master suite with a sliding glass door & balcony overlooking the Manatee River, a he's and hers walk-in closet, and spacious master bathroom. The 2nd bedroom is it's own little En-Suite with a large walk-in closet and bathroom, and the 3rd bedroom has it own bathroom. There's a formal Living room and Dining room with a Hugh Family room and Breakfast Nook, both overlooking the river, a Den/Office with a half bathroom and a private 2+ garage under the building. Laguna offers Resort style Living, their amenities include a fitness center, pool, spa, outdoor grills, tennis courts, gated community, 80 acre deep water marina, and a restaurant. A true Boaters DREAM! Just 30 minutes from the beaches, Sarasota, St Petersburg, 1 hour to Tampa, Busch Gardens and 2 hours to Disney World.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,663
Sqft
0.05 ac
Lot size
2
Garage
2005
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,448 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,448/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$287 vs $209
Days on market
192 vs 56 typical
Where $287/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 611 RIVIERA DUNES WAY UNIT 604
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$925,000
606 RIVIERA DUNES WAY UNIT 604
3 bd · 3.5 ba · 3,670 sqft · $252/sqft · 170 DOM
Sold · Jun ’26$1,710,000
811 RIVIERA DUNES WAY
4 bd · 3 ba · 3,350 sqft · $510/sqft · 211 DOM
Sold · Dec ’25$1,750,000
1902 4TH STREET E
4 bd · 4.5 ba · 3,328 sqft · $526/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 611 RIVIERA DUNES WAY UNIT 604 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 611 RIVIERA DUNES WAY UNIT 604 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
611 RIVIERA DUNES WAY UNIT 604 FAQs
What would the monthly payment be for 611 RIVIERA DUNES WAY UNIT 604?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,448/mo — principal and interest, the actual property-tax bill, the $1,738/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 611 RIVIERA DUNES WAY UNIT 604?+
The association fee works out to $1,738 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 611 RIVIERA DUNES WAY UNIT 604?+
The most recent tax bill on record (2025) was $17,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 611 RIVIERA DUNES WAY UNIT 604?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $1,050,000, this home is listed about 166% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 166% above the Palmetto median — but at 3,663 sqft it's also nearly twice the size of the typical Palmetto listing.
02Know the monthly fee
The association fee is $1,738/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
192 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MANATEE RIVER COMMUNITY REALTY · Shelly Schinzel. MLS #A4677764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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