
9923 MANATEE AVENUE W, BRADENTON, FL, 34209
Active195 days on marketListed Jan 11, 2026MLS #A4677749
About this home
9923 MANATEE AVENUE W
Waterfront Living with a New Price!! Embrace the Spectacular and Wide Open Views of Palma Sola Bay and the Intracoastal! This is a Townhouse that lives like a House. This Home is a spacious 3/3 that includes more square footage than what is listed in the square feet living area. It has a Beautiful Chefs Kitchen that was remodeled with Wood Cabinets to the Ceiling and Stone Undercounter Lighted Countertops. The Home also features Marble and Wood Floors, a Master Bathroom with a Large Shower plus a Jacuzzi Tub, and your own Elevator! The Second and Third Floors have Balcony's to sit out on and watch the Manatees, Dolphins, and Birds play, and the Beautiful Sunsets! There is also a Bonus Room on the First Floor that would make a Great Office, Game Room etc. along with a Great Storage/Utility area. When you walk out the sliding glass doors on the back of the First Floor, you are Steps to the Pool Gate. Even though it is a Community Pool it feels Private, with only 10 Residents!! This Home also features a Deeded Composite Boat Dock with Electric for the Boaters Dream! You are right next to the Causeway where there is Horseback Riding available, Jet Ski Rentals available etc. You are minutes from Anna Maria Island Beaches and MANY Good Restaurants, Shopping, Downtown Bradenton and the Riverwalk. If the Island Lifestyle is what you Desire, do not miss this one!!! Call for your appointment today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,376
Sqft
0.03 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,442 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,442/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$414 vs $236
Days on market
195 vs 53 typical
Where $414/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flamingo Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Flamingo Cay — neighborhood snapshot
Population
262
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
7%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
186 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 279% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9923 MANATEE AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$1,250,000
1102 PALMA SOLA BOULEVARD
4 bd · 3 ba · 2,399 sqft · $521/sqft · 0 DOM
Sold · Jan ’26$1,075,000
7810 SENRAB DRIVE
3 bd · 2.5 ba · 2,320 sqft · $463/sqft · 4 DOM
Sold · Sep ’25$560,000
1103 PALMA SOLA BOULEVARD
4 bd · 3 ba · 2,318 sqft · $242/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9923 MANATEE AVENUE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9923 MANATEE AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9923 MANATEE AVENUE W FAQs
What would the monthly payment be for 9923 MANATEE AVENUE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,442/mo — principal and interest, the actual property-tax bill, the $987/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9923 MANATEE AVENUE W?+
The association fee works out to $987 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9923 MANATEE AVENUE W?+
The most recent tax bill on record (2024) was $7,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9923 MANATEE AVENUE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $984,000, this home is listed about 149% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 9923 MANATEE AVENUE W?+
Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$984,000 runs 279% above the BRADENTON 34209 median — but at 2,376 sqft it's also 50% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $987/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
195 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ROSEBAY · Michelle Jones. MLS #A4677749.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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