David Ramirez
$895,0004 bd2 ba2,078 sqft$431 /sqft$5,391 /mo all-in ↓

906 136TH STREET E, BRADENTON, FL, 34212

Active35 days on marketListed Jun 18, 2026MLS #A4696824

Single Family ResidenceMILL CREEK PH I

About this home

906 136TH STREET E

Welcome to your own private retreat in the highly sought-after Mill Creek community. Situated on over an acre with serene water views, this stunning 4-bedroom, 2-bathroom home has been completely transformed with modern finishes, thoughtful upgrades, and nearly every major improvement already completed for you. From the moment you arrive, the attention to detail is evident - from the expansive circular driveway, new roof, hurricane-impact windows and doors, updated landscaping, and new concrete walkway to the beautifully renovated interior beyond. Inside, the open-concept floor plan is flooded with natural light thanks to additional windows and an expanded slider system, creating a bright and inviting space that's perfect for everyday living and entertaining. At the heart of the home is a designer-inspired kitchen featuring quartz countertops, soft-close cabinetry, double ovens, an induction cooktop, beverage refrigerator, and contemporary finishes throughout. Luxury vinyl plank flooring, recessed lighting, and an electric fireplace add both style and functionality. The spacious primary suite offers a beautifully updated en-suite bath with dual vanities and a stunning walk-in shower. The guest bathroom has also been fully renovated with dual sinks, a new shower, and modern finishes. Custom built-in closet systems throughout the home provide exceptional storage and organization. Step outside and enjoy the best of Florida living. The backyard features a brand-new pergola, in-ground hot tub, and peaceful water views, creating the perfect setting to relax or entertain. With over an acre of land, there's still plenty of room to add a future pool, guest house, or additional outdoor amenities. The property offers fenced access on both sides of the home, including a removable fence section that provides convenient access for RV, boat, or trailer storage. The 3-car garage offers incredible flexibility, with one bay currently set up as a home gym while the remaining garage space remains fully functional and includes a utility sink. Additional storage is available with two attic spaces - one in the home and one in the garage. Additional major improvements include a new A/C system and ductwork, updated lighting throughout, a recently serviced septic system, and countless upgrades that make this home truly move-in ready. Mill Creek is known for its larger homesites, low HOA fees, and convenient location. Publix is located just outside the community, while Costco, Target, Whole Foods, dining, and shopping at The Marketplace at Heritage Harbour are only minutes away. Residents also enjoy easy access to Lakewood Ranch, UTC, I-75, top-rated schools, golf courses, and some of the Gulf Coast's most beautiful beaches. Opportunities like this don't come along often - where modern design, major upgrades, acreage, water views, and a prime location come together in one exceptional property.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,078

Sqft

1.1 ac

Lot size

3

Garage

1988

Year built

One

Levels

$431

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorFire Pit · Sliding Doors

Community & fees

HOA fee$45/mo
Taxes (2025)$246/yr
PetsYes
CommunityPark · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,391 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$21
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$5,391/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$21
HOA / condo fee$45
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $895K
$399KedgeAI estimate $428,918 · range $416K$461K$931K

vs edgeAI estimate

+108.7%

Days on market

35 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mill Creek

Map of 906 136TH STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Mill Creek — neighborhood snapshot

Population

2,437

Median age

50

Median income

$158,900

Median home value

$611,764

Avg household

3

Households w/ children

338

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $895,000 · 35 days on market since
1988Built · MILL CREEK PH I

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 906 136TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 906 136TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

906 136TH STREET E FAQs

What would the monthly payment be for 906 136TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,391/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 906 136TH STREET E?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 906 136TH STREET E?+

The most recent tax bill on record (2025) was $246. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 906 136TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $895,000, this home is listed about 126% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 906 136TH STREET E?+

Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW COASTAL LIVING III · Laura Rode. MLS #A4696824.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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