
3831 SE 11TH PLACE UNIT 101, CAPE CORAL, FL, 33904
Active180 days on marketListed Feb 5, 2026MLS #A4677728
About this home
3831 SE 11TH PLACE UNIT 101
Rare opportunity to own a private first floor canal front condo that lives like a villa in highly desireable SE Cape Coral. This spactious 2 bedroom, 2 bath ressidence provides its own private side entrance, no neighboring units on eithe side and a layout that feels more like a single family home than a condo. Enjoy indoor / outdoor Florida living with sliding pocket doors opening to a n oversized 12 x 20 ft screened lanai overlooking the Rubicon Canal with approximately 200 ft of water views. And a private pool. Perfect for morning coffee or relaxing in the breeze. This home is clean, well maintained and move in ready. It features fully updated bath, central air, generous room size and excellent light throughout. The kitche and primary bath provide opportunity for personalization. The propertiy is priced accordingly making it an exceptional value for the money. It has a quiet residential feel and is close to shopping, dining, downtown Cape Coral and the beaches. Priced to move, ideal for full time residents, seasonal buyers or investors seeking a prime 200 ft canal front lifestyle. Properties with this level of privacy, outdoor space and water views rarely come available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,213
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,015 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,015/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Coral actives
$165 vs $246
Days on market
180 vs 50 typical
Where $165/sqft sits among the 332 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bimini Basin
Get to know Cape Coral. See the full Cape Coral guide →
Bimini Basin — neighborhood snapshot
Population
8,466
Median age
51
Median income
$67,975
Median home value
$269,424
Avg household
2
Households w/ children
599
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $390K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
106 of 332
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3831 SE 11TH PLACE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$280,000
4115 SE 18TH PLACE UNIT 201
2 bd · 2 ba · 1,225 sqft · $229/sqft · 33 DOM
Sold · Jun ’26$158,000
806 SE 46TH STREET UNIT 1F
2 bd · 2 ba · 1,199 sqft · $132/sqft · 27 DOM
Sold · Apr ’26$290,000
1009 SE 46TH LANE UNIT 104
2 bd · 2 ba · 1,196 sqft · $242/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3831 SE 11TH PLACE UNIT 101 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3831 SE 11TH PLACE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3831 SE 11TH PLACE UNIT 101 FAQs
What would the monthly payment be for 3831 SE 11TH PLACE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,015/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3831 SE 11TH PLACE UNIT 101?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3831 SE 11TH PLACE UNIT 101?+
The most recent tax bill on record (2025) was $1,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3831 SE 11TH PLACE UNIT 101?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $199,900, this home is listed about 54% below the Cape Coral median of $437,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3831 SE 11TH PLACE UNIT 101?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CAPE CORAL 33904 market on paper
$199,900 is 56% below the CAPE CORAL 33904 median of $450,000, and at $165/sqft it sits under the Cape Coral average of $294.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
180 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Cape Elementary School, Pelican Elementary School, Cape Coral High School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IMAGINE PROPERTIES · Susan Camus. MLS #A4677728.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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