1459 SE 14TH STREET, CAPE CORAL, FL, 33990
Active170 days on marketListed Feb 17, 2026MLS #C7522107
About this home
1459 SE 14TH STREET
Build your dream waterfront home on this hard-to-find Gulf access lot in the heart of Cape Coral. Nestled in a quiet established neighborhood just minutes from shopping, dining, and bridges to Fort Myers, this 0.23± acre homesite offers direct boating access to the Caloosahatchee River and beyond. With city water and sewer already in and assessments reported as paid, you can focus your budget on design and construction instead of infrastructure. The generous 80x125± lot dimensions provide ample space for a custom pool home, three-car garage, and expansive outdoor living area to capture those famous Southwest Florida sunsets. Boaters will appreciate the wide canal setting, ideal for adding a private dock and lift to keep your boat in the backyard for quick trips to fishing, beaches, and waterfront restaurants. Located in a fast-growing corridor of Cape Coral with strong surrounding home values and new construction activity, this property is well suited for a personal residence, vacation home, or future rental investment. Bring your builder and vision: premium Gulf access lots with utilities in place are increasingly rare at this price point.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1459 SE 14TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1459 SE 14TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1459 SE 14TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1459 SE 14TH STREET FAQs
What would the monthly payment be for 1459 SE 14TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1459 SE 14TH STREET?+
The most recent tax bill on record (2025) was $2,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $195,000, this home is listed about 56% below the Cape Coral median of $445,750. The market section on this page shows how the area is trending.
Which schools are assigned to 1459 SE 14TH STREET?+
Diplomat Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Island Coast High School (high), Caloosa Middle School (middle), North Fort Myers High School (high), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CAPE CORAL 33990 market on paper
$195,000 is 50% below the CAPE CORAL 33990 median of $390,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
170 days on market against a Cape Coral median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Diplomat Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, Island Coast High School, Caloosa Middle School, North Fort Myers High School, Patriot Elementary School, Skyline Elementary School, Trafalgar Elementary School, Cape Coral High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Jaha Cummings. MLS #C7522107.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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