David Ramirez
$425,000$450,0002 bd2 ba1,575 sqft$270 /sqft$3,803 /mo all-in ↓

808 3RD AVENUE W UNIT 402, BRADENTON, FL, 34205

Active200 days on marketListed Jan 6, 2026MLS #A4677102

Reduced $25KWaterfrontCondominiumRIVER DANCE

About this home

808 3RD AVENUE W UNIT 402

Welcome to this impeccable, completely remodeled riverfront residence, offering a partial view of the Manatee River and a polished, move-in-ready presentation. The unit has been thoughtfully updated throughout, including a renovated kitchen and baths, new flooring, updated fixtures, and refined finishes. High-impact windows enhance sound reduction and provide added protection. The interior layout offers efficient use of space with modern design elements and neutral finishes. This residence includes two deeded parking spaces and a climate-controlled storage cage, providing added convenience and secure storage. The building is situated directly along the Bradenton Riverwalk, offering immediate access to paved waterfront paths ideal for walking and running, along with close proximity to downtown Bradenton dining, cultural venues, marinas, and public dock access. Community amenities include a clubhouse, fitness center, covered parking, swimming pool, and tennis courts. The community also provides two furnished guest suites that may be reserved for overnight visitors, adding flexibility when hosting. All the bells and whistles are here, making this property suitable for full-time living, seasonal use, or investment, subject to association regulations.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,575

Sqft

2007

Year built

One

Levels

$270

Per sqft

WaterfrontNegotiablePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab · Stem Wall
FacesEast
ExteriorBalcony · Sidewalk · Tennis Court(s)

Community & fees

HOA fee$808/mo
Taxes (2025)$1,738/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Community Mailbox · Deed Restrictions · Fitness Center · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,803 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$145
Condo fee — from the listing$808
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,803/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$145
HOA / condo fee$808
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$367KedgeAI estimate $385,025 · range $383K$386K$442K

vs edgeAI estimate

+10.4%

$/sqft vs Bradenton actives

$270 vs $236

Days on market

200 vs 53 typical

Where $270/sqft sits among the 400 Bradenton actives

100
101
84 · this home
46
30
39
$122–179$179–236$236–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Bradenton

Map of 808 3RD AVENUE W UNIT 402 inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Downtown Bradenton — neighborhood snapshot

Population

1,923

Median age

47

Median income

$68,419

Median home value

$316,192

Avg household

2

Households w/ children

108

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

186 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $25K
Jan 6, 2026Listed at $450,000 · 200 days on market since
2007Built · RIVER DANCE

Reality check

What actually sold near 808 3RD AVENUE W UNIT 402

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

808 3RD AVENUE W UNIT 207Sold · Dec ’25

$376,000

808 3RD AVENUE W UNIT 207 · same community

2 bd · 2 ba · 1,575 sqft · $239/sqft · 8 DOM

808 3RD AVENUE W UNIT 514Sold · Oct ’25

$410,000

808 3RD AVENUE W UNIT 514 · same community

2 bd · 2 ba · 1,575 sqft · $260/sqft · 19 DOM

808 3RD AVENUE W UNIT 214Sold · Sep ’25

$330,000

808 3RD AVENUE W UNIT 214 · same community

2 bd · 2 ba · 1,575 sqft · $210/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 808 3RD AVENUE W UNIT 402 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 808 3RD AVENUE W UNIT 402 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

808 3RD AVENUE W UNIT 402 FAQs

What would the monthly payment be for 808 3RD AVENUE W UNIT 402?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,803/mo — principal and interest, the actual property-tax bill, the $808/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 808 3RD AVENUE W UNIT 402?+

The association fee works out to $808 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 808 3RD AVENUE W UNIT 402?+

The most recent tax bill on record (2025) was $1,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 808 3RD AVENUE W UNIT 402?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $425,000, this home is listed about 7% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 808 3RD AVENUE W UNIT 402?+

Ballard Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$425,000 runs 151% above the BRADENTON 34205 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $808/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

200 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of WILLIAM RAVEIS - FLORIDA LLC · Veronica Alves Machado, PA. MLS #A4677102.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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