David Ramirez
$1,795,000$2,000,0003 bd3.5 ba2,748 sqft$653 /sqft$11,810 /mo all-in ↓

7221 PLOVERS WAY, SARASOTA, FL, 34242

Active210 days on marketListed Dec 26, 2025MLS #A4675508

Reduced $205KPrivate poolSingle Family ResidenceSIESTA PROPERTIES/THE SANDERLING

About this home

7221 PLOVERS WAY

One or more photo(s) has been virtually staged. Location, Privacy, Location, Value, Location. Welcome to the BEST non-Gulf front setting in Sanderling on Siesta Key. This fully updated home sits on a ¾-acre lot with an adjacent co-owned ¾-acre lot, giving you the benefit and privacy of over 1.5 acres on a private island in the middle of Sanderling. It is grandfathered to remain as a one-level home with no steps, allowing you to enjoy it indefinitely as your dream home or design and build a future residence on Plover. Set within the gates of the exclusive Sanderling Club on Siesta Key, this exceptional 3-bedroom, 3.5-bath residence presents a rare opportunity to own in one of the island’s most private and storied coastal communities. The Sanderling is a member-owned Gulf-to-Bay enclave celebrated for its low-density design, lush tropical landscape, iconic banyan canopy, and unparalleled access to Siesta Key’s world-famous quartz sand beach. Residents enjoy boat slips for lease, both clay and hard tennis courts, pickleball courts, clubhouse amenities, and guard-gated security. Beautifully positioned among mature tropical landscaping, the home blends timeless charm with high-quality upgrades and thoughtful improvements. Impact-rated windows and doors provide security, energy efficiency, and peace of mind. A brand-new roof was installed in 2025, and the home is insulated throughout with Isonene foam insulation for excellent climate control and quieter interiors. Inside, the home is warm, bright, and designed for relaxed coastal living. The main living spaces feature abundant natural light and tranquil garden views through large windows and sliders that connect seamlessly to the surrounding greenery. A rare feature for Siesta Key, the living room includes a fully functioning wood-burning fireplace, creating a cozy focal point for cooler winter evenings. The open living and dining areas offer flexible space for entertaining or everyday comfort, while the kitchen provides generous workspace, ample cabinetry, and excellent flow to the surrounding rooms. In addition to the three bedrooms, the home includes a comfortable office ideal for remote work or quiet reading, along with a large walk-in pantry providing exceptional storage and organization. The primary suite is privately situated and offers peaceful views, generous closet space, and an en-suite bath designed for comfort and functionality. Two additional guest suites, each with their own private bathrooms, provide excellent accommodations for family and visitors, while a convenient half bath serves the main living areas. Outdoor living is one of the home’s greatest attributes. Surrounded by mature landscaping and the Sanderling’s natural canopy, the grounds feel serene and secluded. A beautifully installed turf lawn creates a low-maintenance outdoor space ideal for pets, play, or lounging, while a dedicated fire pit area offers the perfect place to gather in the evenings and enjoy the soft Gulf breezes. As a resident of the Sanderling Club, you’ll enjoy access to a members-only beachfront, clubhouse amenities, tennis and pickleball courts, and boat access. The Sanderling Clubhouse renovation has been approved and is underway, further enhancing the community’s already exceptional amenities. This bright and inviting island home is truly a must see, offering an extraordinary combination of privacy, setting, and lifestyle in one of Siesta Key’s most cherished communities.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,748

Sqft

0.74 ac

Lot size

1967

Year built

One

Levels

$653

Per sqft

Private poolFireplacePool & Water viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesOther
InteriorOther
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesNorthwest
ExteriorLighting

Community & fees

HOA fee$450/mo
Taxes (2025)$10,088/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,810 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$841
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,810/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$841
HOA / condo fee$450
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$653 vs $328

Days on market

210 vs 58 typical

Where $653/sqft sits among the 400 Sarasota actives

227
67
29 · this home
26
19
32
$149–384$384–618$618–853$853–1088$1088–1322$1322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanderling Club

Map of 7221 PLOVERS WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Sanderling Club — neighborhood snapshot

Population

377

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

13%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

147 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 259% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $205K
Dec 26, 2025Listed at $2,000,000 · 210 days on market since
1967Built · SIESTA PROPERTIES/THE SANDERLING

Reality check

What actually sold near 7221 PLOVERS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8600 MIDNIGHT PASS ROAD UNIT 301Sold · Apr ’26

$2,150,000

8600 MIDNIGHT PASS ROAD UNIT 301

2 bd · 2.5 ba · 2,730 sqft · $788/sqft · 52 DOM

7665 SANDERLING ROADSold · Apr ’26

$2,025,000

7665 SANDERLING ROAD

3 bd · 3.5 ba · 2,766 sqft · $732/sqft · 401 DOM

1021 CRESCENT STREET UNIT 1Sold · Jul ’26

$1,600,000

1021 CRESCENT STREET UNIT 1

3 bd · 3 ba · 2,780 sqft · $576/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7221 PLOVERS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7221 PLOVERS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7221 PLOVERS WAY FAQs

What would the monthly payment be for 7221 PLOVERS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,810/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7221 PLOVERS WAY?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7221 PLOVERS WAY?+

The most recent tax bill on record (2025) was $10,088. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7221 PLOVERS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,795,000, this home is listed about 215% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7221 PLOVERS WAY?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,795,000 runs 259% above the SARASOTA 34242 median — but at 2,748 sqft it's also 64% larger than the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

210 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,000,000, now $1,795,000 — a $205K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Natalie Gutwein. MLS #A4675508.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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