650 GOLDEN GATE POINT UNIT 401, SARASOTA, FL, 34236
Active554 days on marketListed Jan 17, 2025MLS #A4636416
About this home
650 GOLDEN GATE POINT UNIT 401
Nestled on a private 22-acre peninsula on Sarasota Bay at Golden Gate Point, this stunning 14-unit boutique condominium epitomizes the ultimate in luxury living, offering an unparalleled blend of location, design, and sophisticated elegance. The Harbor View building, a modern architectural masterpiece, underwent an extensive renovation in 2017-2018, with over $1.5 million invested in premium upgrades. Every detail has been thoughtfully curated to ensure the highest level of comfort and style. From the floor-to-ceiling sliders to the unobstructed panoramic water views that stretch from sunrise over Sarasota Bay to the sparkling lights of the downtown skyline, this residence provides a truly breathtaking setting. Step outside onto your expansive terrace to watch the vibrant marina activity at Marina Jack's or simply unwind with a favorite drink as boats gracefully glide by. The property offers a host of luxurious amenities, including a heated pool and spa, outdoor grilling area, and a private shower—perfect for both relaxation and entertaining in paradise. Just four blocks from the best of downtown Sarasota, you’re close to fine dining, upscale shopping, and cultural venues, with quick access to St. Armands Circle, renowned beaches, golf courses, the Ritz Carlton fitness and spa, and tennis clubs. Inside, this spacious condominium features 2 generously sized bedrooms plus a large den, ideal as a third bedroom or home office. The open-concept living area is perfect for entertaining, with a chef’s kitchen outfitted with high-end Thermador gas range, Sub-Zero refrigerator, sleek granite countertops, and a large island. A convenient powder room is available for guests, and both ensuite bedrooms feature walk-in closets and elegantly designed granite and tile bathrooms. The home also includes two designated parking spaces (#23 and #24) and private exterior storage (3x6x9). With its prime location, this residence offers excellent rental income potential. The master suite is a true retreat, featuring an abundance of natural light, a spacious walk-in closet, and a lavish master bath with double vanities, a deep garden tub, and a walk-in shower. Beyond the property, the central location offers an enviable lifestyle—just steps from the vibrant cultural scene, dining, and shopping in downtown Sarasota. A short bike ride brings you to the pristine sands of Lido Beach. Imagine enjoying iconic events such as the 4th of July fireworks from the comfort of your own home, with world-renowned Gulf beaches and St. Armand’s Circle just minutes away. Whether you’re looking for a serene waterfront retreat or an exceptional space to entertain guests, this exquisitely renovated condominium offers the best of both worlds—sweeping views, premium finishes, and an unbeatable location in the heart of Sarasota’s waterfront. Owner financing will be considered.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,837
Sqft
0.52 ac
Lot size
1962
Year built
One
Levels
$979
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,526 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,526/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Sarasota actives
$979 vs $330
Days on market
554 vs 58 typical
Where $979/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Gate Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Golden Gate Point — neighborhood snapshot
Population
338
Median age
70
Median income
$57,348
Median home value
$836,400
Avg household
1
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
158 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 GOLDEN GATE POINT UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,225,000
650 GOLDEN GATE POINT UNIT 403 · same community
2 bd · 2.5 ba · 1,837 sqft · $1,211/sqft · 384 DOM
Sold · Mar ’26$680,000
1354 TEAROSE PLACE
2 bd · 2.5 ba · 1,904 sqft · $357/sqft · 334 DOM
Sold · Apr ’26$900,000
1116 YALE AVENUE
2 bd · 2.5 ba · 1,770 sqft · $508/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 650 GOLDEN GATE POINT UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 GOLDEN GATE POINT UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
650 GOLDEN GATE POINT UNIT 401 FAQs
What would the monthly payment be for 650 GOLDEN GATE POINT UNIT 401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 GOLDEN GATE POINT UNIT 401?+
The most recent tax bill on record (2024) was $23,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $1,799,000, this home is listed about 216% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 GOLDEN GATE POINT UNIT 401?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,799,000 runs 112% above the SARASOTA 34236 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
554 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,200,000, now $1,799,000 — a $401K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Ann Martin. MLS #A4636416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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