2105 39TH STREET W, BRADENTON, FL, 34205
Active221 days on marketListed Dec 15, 2025MLS #A4675407
About this home
2105 39TH STREET W
One or more photo(s) has been virtually staged. The seller is making this home even more attractive by installing a brand-new HVAC system, resurfacing the pool, and replacing the electrical panel prior to closing with an acceptable contract. Combined with the new roof, impact windows, new luxury vinyl plank flooring, and new pool pump, this home offers exceptional value and peace of mind. Nearly all of the major big-ticket items have already been replaced, allowing you to move in with confidence and enjoy your new home for years to come. This beautifully updated 3-bedroom, 2-bath pool home is located in the desirable Heritage West neighborhood, just minutes from parks, shopping, restaurants, medical facilities, and the Gulf beaches. All Tucked near lush parks and sandy beaches, Perfect for families or sports buffs. Bright, open layout, tons of natural light, and cozy charm inside. Storage shed with electrical for a workshop or storage. Your new chapter starts here.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,580
Sqft
0.2 ac
Lot size
2
Garage
1980
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,248 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,248/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Bradenton actives
$282 vs $234
Days on market
221 vs 53 typical
Where $282/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sandpoints
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Sandpoints — neighborhood snapshot
Population
2,968
Median age
47
Median income
$66,296
Median home value
$273,406
Avg household
3
Households w/ children
270
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
188 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 2105 39TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$480,000
2109 39TH STREET W · same community
3 bd · 2 ba · 1,671 sqft · $287/sqft · 22 DOM
Sold · Mar ’26$409,000
3801 21ST AVENUE W · same community
3 bd · 2 ba · 1,436 sqft · $285/sqft · 8 DOM
Sold · Jul ’26$440,000
2005 39TH STREET W · same community
3 bd · 2 ba · 2,093 sqft · $210/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2105 39TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2105 39TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2105 39TH STREET W FAQs
What would the monthly payment be for 2105 39TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,248/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2105 39TH STREET W?+
The most recent tax bill on record (2024) was $3,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2105 39TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $444,900, this home is listed about 12% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 2105 39TH STREET W?+
Manatee High School (high), Jessie P. Miller Elementary School (elementary), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$444,900 runs 163% above the BRADENTON 34205 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
221 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $459,400, now $444,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Randall Marks. MLS #A4675407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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