David Ramirez
$5,000,000$5,350,0004 bd4.5 ba2,870 sqft$1,742 /sqft$34,853 /mo all-in ↓

915 N SHORE DRIVE, ANNA MARIA, FL, 34216

Active231 days on marketListed Dec 17, 2025MLS #A4674863

Reduced $350KWaterfrontPrivate poolSingle Family ResidenceSHORE ACRES

About this home

915 N SHORE DRIVE

DIRECT BEACHFRONT - This residence generated nearly $500,000 in income for 2025!  Positioned on the pristine shores of the north end of Anna Maria Island, this extraordinary direct beachfront estate offers a rare opportunity to own a luxury coastal retreat while building lasting generational wealth through an exceptional income-producing opportunity. Offered turnkey furnished, this stunning residence seamlessly combines refined beachfront living with an impressive history of high-performing short-term rental revenue. Thoughtfully updated with numerous recent enhancements—including new upper-level sliding glass doors—this home is designed to maximize breathtaking panoramic views of Tampa Bay and the iconic Sunshine Skyway Bridge. Expansive walls of glass flood the open-concept living and dining spaces with natural light, while floor-to-ceiling sliders lead to a spacious waterfront balcony, creating the perfect setting for entertaining or simply enjoying the serenity of the Gulf Coast lifestyle. The gourmet kitchen is beautifully appointed with shaker-style cabinetry, quartz countertops, an oversized island with seating, and premium stainless-steel appliances, including a gas range. Each of the four spacious bedroom suites serves as a private retreat, complete with its own en-suite bath and private balcony surrounded by lush tropical scenery.  Additional upgrades include refreshed tropical landscaping with exterior lighting, new ground-level outdoor furnishings, and freshly painted interior and exterior spaces. The covered poolside lounge and dining area provides the ultimate waterfront experience, just steps from the sugar-sand beaches of Anna Maria Island. In the evenings, unwind as the illuminated Skyway Bridge creates a spectacular backdrop across the bay. Beyond its timeless coastal architecture and unmatched beachfront setting, this property presents a truly remarkable investment opportunity with a proven track record and substantial rental income. The residence generated nearly $500,000 in income for 2025, with $456,000 booked in 2024 and $464,000 in 2023. Future reservations for 2026--2027 are already in place, offering immediate continuity of revenue and long-term wealth-building potential. Comprehensive rental history and future booking details for 2025-2027 are available upon request.  A rare offering that blends luxury, lifestyle, and legacy investment potential—this is beachfront ownership at its finest.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,870

Sqft

0.14 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$1,742

Per sqft

Private poolWaterfrontWater viewTurnkeyPets allowed

Inside

FlooringTile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCrown Molding · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationStem Wall
ViewWater
FacesWest
ExteriorBalcony · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$70,059/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$34,853 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$26,980
PMI (est., until 20% equity)$1,875
Property tax — 2025 actual bill$5,838
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $500,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $500,000
Interest rate6.00%
Loan term

Estimated payment

$34,853/mo

Principal & interest$26,980
PMI (est., until 20% equity)$1,875
Property taxes (actual bill)$5,838
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SHORE ACRES

$1,742 vs $232

Days on market

231 vs 130 typical

Where $1,742/sqft sits among the 7 homes for sale in SHORE ACRES

4
0
1
0
1 · this home
1
$144–491$491–837$837–1183$1183–1530$1530–1876$1876+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shore Acres

Map of 915 N SHORE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Anna Maria. See the full Anna Maria guide →

Shore Acres — neighborhood snapshot

Population

87

Median age

65

Median income

$86,964

Median home value

$967,500

Avg household

1

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Anna Maria market

Seller’s marketLeans buyer7.6 months of inventoryBuyer’s market

$1.5M$2.6M

Anna Maria median sold, yr/yr

93.0%

Sale-to-list ratio (12 mo)

2 of 7

SHORE ACRES have cut their price

Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the ANNA MARIA 34216 median. See the full Anna Maria market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,000,000 $350K
Dec 17, 2025Listed at $5,350,000 · 231 days on market since
2017Built · SHORE ACRES

Reality check

What actually sold near 915 N SHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

903 N SHORE DRIVE UNIT BSold · May ’26

$5,500,000

903 N SHORE DRIVE UNIT B · same community

4 bd · 4.5 ba · 2,915 sqft · $1,887/sqft · 68 DOM

727 JACARANDA ROADSold · Jun ’26

$1,860,000

727 JACARANDA ROAD · same community

3 bd · 2.5 ba · 2,055 sqft · $905/sqft · 32 DOM

812 59TH STREET NWSold · Jul ’26

$1,030,000

812 59TH STREET NW · same community

5 bd · 5.5 ba · 3,761 sqft · $274/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 915 N SHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 915 N SHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

915 N SHORE DRIVE FAQs

What would the monthly payment be for 915 N SHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $34,853/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 915 N SHORE DRIVE?+

The most recent tax bill on record (2025) was $70,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 915 N SHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Anna Maria?+

At $5,000,000, this home is listed about 40% above the Anna Maria median of $3,577,500. The market section on this page shows how the area is trending.

Which schools are assigned to 915 N SHORE DRIVE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$5,000,000 runs 61% above the ANNA MARIA 34216 median — but at 2,870 sqft it's also 15% larger than the typical Anna Maria listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $5,350,000, now $5,000,000 — a $350K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Hannah Hillyard. MLS #A4674863.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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