912 N SHORE DRIVE, ANNA MARIA, FL, 34216
Active237 days on marketListed Dec 10, 2025MLS #A4674847
About this home
912 N SHORE DRIVE
Gorgeous recently renovated 2-bedroom, 2-bathroom cottage is perfectly situated on the north end of Anna Maria Island. The beautifully updated home is conveniently located just across the street from Bayfront Park, it offers access to paddleboarding and kayaking, while also providing scenic views of Tampa Bay and the Sunshine Skyway Bridge. Just a short stroll away are Pine Avenue’s delightful restaurants, shops and boutiques. Nearby Bean Point Beach is a perfect spot for relishing breathtaking nightly sunsets and long walks on the beach. The cottage’s backyard oasis includes chase lounge chairs for soaking in the sun and Gulf-to-bay breezes, a gazebo for morning coffee and a grill for entertaining. Inside, the open-concept floor plan seamlessly integrates the kitchen with island seating, dining and living areas. Both bedrooms feature natural light, TVs and California Closets. The en-suite bedroom has an oversized walk-in shower, while the second bedroom offers a convenient hallway bath. Other notable highlights include a tropically landscaped front yard and an attached one-car garage. Don’t miss out on this fantastic opportunity to make this lovely coastal retreat your own.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,332
Sqft
0.08 ac
Lot size
1
Garage
1965
Year built
One
Levels
$897
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,193 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,193/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.5%
$/sqft vs SHORE ACRES
$897 vs $1,006
Days on market
237 vs 130 typical
Where $897/sqft sits among the 8 homes for sale in SHORE ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Anna Maria. See the full Anna Maria guide →
Shore Acres — neighborhood snapshot
Population
87
Median age
65
Median income
$86,964
Median home value
$967,500
Avg household
1
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Anna Maria market
$1.5M → $2.6M
Anna Maria median sold, yr/yr
93.0%
Sale-to-list ratio (12 mo)
4 of 8
SHORE ACRES have cut their price
Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the ANNA MARIA 34216 median. See the full Anna Maria market guide →
Paper trail
This home's history
Reality check
What actually sold near 912 N SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$245,000
1400 E FERN ROAD · same community
3 bd · 2 ba · 1,335 sqft · $184/sqft · 37 DOM
Sold · Jul ’26$185,000
1638 E MAIN ST · same community
4 bd · 2 ba · 1,268 sqft · $146/sqft · 55 DOM
Sold · Nov ’25$170,000
1512 HOLLY ROAD · same community
3 bd · 2 ba · 1,420 sqft · $120/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 912 N SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 N SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
912 N SHORE DRIVE FAQs
What would the monthly payment be for 912 N SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 912 N SHORE DRIVE?+
The most recent tax bill on record (2024) was $13,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Anna Maria?+
At $1,195,000, this home is listed about 67% below the Anna Maria median of $3,577,500. The market section on this page shows how the area is trending.
Which schools are assigned to 912 N SHORE DRIVE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SATO REAL ESTATE INC. · Jason Sato. MLS #A4674847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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