David Ramirez
$8,5002 bd2 ba1,012 sqft$8 /sqft$222 /mo all-in ↓

5623 MIDNIGHT PASS ROAD UNIT 615, SIESTA KEY, FL, 34242

Active245 days on marketListed Dec 8, 2025MLS #A4674619

Priced 98% below the SIESTA KEY 34242 medianPrivate poolApartmentWHITE SANDS VILLAGE

About this home

5623 MIDNIGHT PASS ROAD UNIT 615

Newly remodeled and furnished “Bougie beach bungalow” on Siesta Key Island. This Condo will “wow” you from the first moment you enter. Just say Alexa turn lights on and your command will be answered. This condo is on the first floor and it’s just a few minutes walk from the siesta key public beach access. The community is very welcoming to all guest and has a heated pool year-round and also many social events that you may be interested in. Two bedrooms and two baths, so you will you have plenty of room for yourself and guests. All the linens and furniture are brand new. Owner/agent so no additional fees are charged.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,012

Sqft

5.95 ac

Lot size

1975

Year built

One

Levels

$8

Per sqft

Private poolTurnkeyPets allowed

Inside

AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Smart Home · Stone Counters · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

Community & fees

PetsYes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$222 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $298
Interest rate6.00%
Loan term

Estimated payment

$222/mo

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside White Sands Village

Map of 5623 MIDNIGHT PASS ROAD UNIT 615 inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Siesta Key. See the full Siesta Key guide →

White Sands Village — neighborhood snapshot

Population

644

Median age

72

Median home value

$718,500

Avg household

2

Households w/ children

11%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Siesta Key market

Seller’s marketSeller’s market2.0 months of inventoryBuyer’s market

$2.4M$1.1M

Siesta Key median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Siesta Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the SIESTA KEY 34242 median. See the full Siesta Key market guide →

Paper trail

This home's history

Dec 8, 2025Listed at $8,500 · 245 days on market since
1975Built · WHITE SANDS VILLAGE

Reality check

What actually sold near 5623 MIDNIGHT PASS ROAD UNIT 615

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5669 MIDNIGHT PASS ROAD UNIT 308Sold · Nov ’25

$450,000

5669 MIDNIGHT PASS ROAD UNIT 308 · same community

2 bd · 2 ba · 1,012 sqft · $445/sqft · 152 DOM

5623 MIDNIGHT PASS ROAD UNIT 615Sold · Sep ’25

$446,000

5623 MIDNIGHT PASS ROAD UNIT 615 · same community

2 bd · 2 ba · 1,012 sqft · $441/sqft · 92 DOM

5649 MIDNIGHT PASS ROAD UNIT 804Sold · Dec ’25

$460,000

5649 MIDNIGHT PASS ROAD UNIT 804 · same community

2 bd · 2 ba · 1,012 sqft · $455/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5623 MIDNIGHT PASS ROAD UNIT 615 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5623 MIDNIGHT PASS ROAD UNIT 615 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5623 MIDNIGHT PASS ROAD UNIT 615 FAQs

What would the monthly payment be for 5623 MIDNIGHT PASS ROAD UNIT 615?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $222/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5623 MIDNIGHT PASS ROAD UNIT 615?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Siesta Key?+

At $8,500, this home is listed about 99% below the Siesta Key median of $1,190,500. The market section on this page shows how the area is trending.

Which schools are assigned to 5623 MIDNIGHT PASS ROAD UNIT 615?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SIESTA KEY 34242 market on paper

$8,500 is 98% below the SIESTA KEY 34242 median of $449,900, and at $8/sqft it sits under the Siesta Key average of $886.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Stephanie Fox. MLS #A4674619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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