David Ramirez
$349,0001 bd1 ba797 sqft$438 /sqft$2,599 /mo all-in ↓

5683 MIDNIGHT PASS ROAD UNIT 105, SARASOTA, FL, 34242

Active24 days on marketListed Jul 8, 2026MLS #A4699427

Priced 29% below the SARASOTA 34242 medianWaterfrontCondominiumWHITE SANDS VILLAGE

About this home

5683 MIDNIGHT PASS ROAD UNIT 105

Perfectly positioned in the highly sought-after White Sands Village, this beautifully updated first-floor condominium offers the ideal blend of coastal living, investment potential, and convenience—all just across the street from Siesta Key Beach. Offered turnkey furnished, this inviting one-bedroom, one-bath residence features an open-concept layout with tasteful coastal finishes throughout. The renovated kitchen is equipped with quartz countertops, stainless steel appliances, travertine flooring, and ample cabinetry, flowing seamlessly into the spacious living and dining areas. Natural light fills the home, creating a bright and welcoming atmosphere. The generous primary bedroom includes a king-size bed and offers direct access to the screened lanai, providing a peaceful space to enjoy Florida's year-round sunshine. Additional updates include a new HVAC system (2023), hurricane shutters, and quality finishes throughout for added comfort and peace of mind. Residents of White Sands Village enjoy an exceptional array of amenities, including a heated community pool, clubhouse, fishing dock, kayak launch, barbecue area, waterfront seating, and deeded beach access directly across the street. Boat slips are available on a first-come, first-served basis, making this a wonderful opportunity for boating enthusiasts. Whether you're searching for a full-time residence, seasonal retreat, or income-producing investment, this move-in-ready Siesta Key condominium offers an unbeatable location just moments from world-renowned beaches, dining, shopping, and entertainment.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

797

Sqft

5.93 ac

Lot size

1975

Year built

One

Levels

$438

Per sqft

WaterfrontGarden viewTurnkeyPets allowed

Inside

FlooringTravertine
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorOpen Floorplan · Stone Counters · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesNorthwest
ParkingAssigned · Guest
ExteriorHurricane Shutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,764/yr
PetsNumber Limit, Size Limit, Yes
CommunityBoat Slip · Dock · Fishing · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,599 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,599/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$335KedgeAI estimate $498,970 · range $416K$643K$668K

vs edgeAI estimate

−30.1%

$/sqft vs Sarasota actives

$438 vs $331

Days on market

24 vs 58 typical

Where $438/sqft sits among the 400 Sarasota actives

217
56 · this home
41
23
26
37
$158–356$356–554$554–751$751–949$949–1147$1147+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside White Sands Village

Map of 5683 MIDNIGHT PASS ROAD UNIT 105 inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

White Sands Village — neighborhood snapshot

Population

644

Median age

72

Median home value

$718,500

Avg household

2

Households w/ children

11%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $349,000 · 24 days on market since
1975Built · WHITE SANDS VILLAGE

Reality check

What actually sold near 5683 MIDNIGHT PASS ROAD UNIT 105

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5631 MIDNIGHT PASS ROAD UNIT 1002Sold · Jun ’26

$290,000

5631 MIDNIGHT PASS ROAD UNIT 1002 · same community

1 bd · 1 ba · 797 sqft · $364/sqft · 75 DOM

5631 MIDNIGHT PASS ROAD UNIT 1007Sold · Aug ’25

$341,000

5631 MIDNIGHT PASS ROAD UNIT 1007 · same community

1 bd · 1 ba · 857 sqft · $398/sqft · 81 DOM

5669 MIDNIGHT PASS ROAD UNIT 308Sold · Nov ’25

$450,000

5669 MIDNIGHT PASS ROAD UNIT 308 · same community

2 bd · 2 ba · 1,012 sqft · $445/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5683 MIDNIGHT PASS ROAD UNIT 105 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5683 MIDNIGHT PASS ROAD UNIT 105 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5683 MIDNIGHT PASS ROAD UNIT 105 FAQs

What would the monthly payment be for 5683 MIDNIGHT PASS ROAD UNIT 105?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,599/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5683 MIDNIGHT PASS ROAD UNIT 105?+

The most recent tax bill on record (2025) was $2,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5683 MIDNIGHT PASS ROAD UNIT 105?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $349,000, this home is listed about 39% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5683 MIDNIGHT PASS ROAD UNIT 105?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SARASOTA 34242 market on paper

$349,000 is 29% below the SARASOTA 34242 median of $490,500, and at $438/sqft it sits under the Sarasota average of $496.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Brian Wood. MLS #A4699427.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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