12415 MELLON AVENUE, PORT CHARLOTTE, FL, 33953
Active370 days on marketListed Aug 7, 2025MLS #A4661121
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About this home
12415 MELLON AVENUE
One or more photo(s) has been virtually staged. Welcome to your Florida dream home! This gorgeous newly built 3-bedroom, 2-bathroom plus office residence is perfectly situated on a quiet street surrounded by other newer homes, offering peace, privacy, and modern luxury. Inside, you’ll find a spacious open layout with high ceilings, elegant tile flooring, custom LED lighting, and stunning fixtures throughout. The show-stopping kitchen features stainless steel appliances, custom cabinetry, and a waterfall quartz island—ideal for both entertaining and everyday living. The luxurious primary suite offers a large walk-in closet, and a walk-in shower. Enjoy the comfort of an indoor laundry room and a polished epoxy-finished garage. Step outside to a private screened-in pool, covered patio, and built-in outdoor shower, all surrounded by lush landscaping and maintained by an irrigation system. With no HOA or lease restrictions and just minutes from Wellen Park, Gulf beaches, shopping, dining, and golf, this move-in-ready home is the perfect blend of style, comfort, and location—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,689
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,045 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,045/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs PORT CHARLOTTE SEC 047
$266 vs $309
Days on market
370 vs 60 typical
Where $266/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 047
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
1 of 7
PORT CHARLOTTE SEC 047 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1940% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12415 MELLON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$315,000
12031 HUNTER AVENUE · same community
4 bd · 3 ba · 1,671 sqft · $189/sqft · 72 DOM
Sold · Dec ’25$337,500
76 CORY STREET · same community
3 bd · 2 ba · 1,708 sqft · $198/sqft · 5 DOM
Sold · Nov ’25$339,000
12358 CHAMBERLAIN BOULEVARD · same community
4 bd · 2 ba · 1,755 sqft · $193/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12415 MELLON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12415 MELLON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12415 MELLON AVENUE FAQs
What would the monthly payment be for 12415 MELLON AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,045/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12415 MELLON AVENUE?+
The most recent tax bill on record (2024) was $526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12415 MELLON AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $448,900, this home is listed about 36% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12415 MELLON AVENUE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$448,900 runs 1940% above the PORT CHARLOTTE 33953 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
370 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $488,900, now $448,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Pavel Shal. MLS #A4661121.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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