David Ramirez
$559,500$649,9004 bd3 ba3,090 sqft$181 /sqft$4,446 /mo all-in ↓

1206 NW 18TH TERRACE, CAPE CORAL, FL, 33993

Active402 days on marketListed Jun 29, 2025MLS #A4656326

Reduced $90KWaterfrontPrivate poolSingle Family ResidenceCAPE CORAL

About this home

1206 NW 18TH TERRACE

Spacious 4-Bedroom David Weekley Pool Home with Wide Canal Views – NW Cape Coral Welcome to this beautifully designed two-story David Weekley home located in the desirable northwest of Cape Coral. With 4 bedrooms, 3 full baths, and 3,090 square feet of living space, this home offers exceptional flexibility and comfort — perfect for families, multi-generational living, or those who love to entertain. The main level features the primary suite, offering convenience and privacy, along with two additional bedrooms, a formal living and dining room, and a generously sized great room that flows seamlessly into a large kitchen with center island, breakfast bar, pantry, and adjacent breakfast room. New dishwasher, microwave and washing machine. A cozy sitting area provides yet another spot to relax or gather. Upstairs, you’ll find a truly impressive space — an enormous suite with a full bath and dedicated study/work area. Whether used as a guest or in-law suite, a private teen retreat, or a game room, the possibilities are endless. Step outside to your private pool and expansive patio, featuring multiple seating and dining areas — all overlooking a wide freshwater canal and scenic basin. It’s the perfect backdrop for sunset dinners, quiet mornings, or weekend gatherings. Additional highlights include a newer roof (2020), split bedroom layout, and a peaceful setting in a growing neighborhood with easy access to schools, shopping, and dining. The home is priced to reflect the opportunity to update flooring and paint to your taste. If you’re looking for space, style, and serenity in Cape Coral, this home checks every box.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,090

Sqft

0.23 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$181

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorHurricane Shutters · Irrigation System

Community & fees

Taxes (2024)$8,933/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,446 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,294
FHA mortgage insurance (est.)$247
Property tax — 2024 actual bill$744
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,583Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,583
Interest rate6.00%
Loan term

Estimated payment

$4,446/mo

Principal & interest$3,294
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$744
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$537KedgeAI estimate $951,302 · range $810K$991K$1.0M

vs edgeAI estimate

−41.2%

$/sqft vs CAPE CORAL

$181 vs $246

Days on market

402 vs 49 typical

Where $181/sqft sits among the 144 homes for sale in CAPE CORAL

55 · this home
36
16
17
9
11
$174–228$228–282$282–336$336–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 1206 NW 18TH TERRACE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$375K$390K

Cape Coral median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

47 of 144

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 558% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $559,500 $90K
Jun 29, 2025Listed at $649,900 · 402 days on market since
2005Built · CAPE CORAL

Reality check

What actually sold near 1206 NW 18TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2526 SW 25TH AVENUESold · Dec ’25

$1,050,000

2526 SW 25TH AVENUE · same community

4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM

800 NW 36TH AVENUESold · Dec ’25

$900,000

800 NW 36TH AVENUE · same community

5 bd · 4.5 ba · 3,692 sqft · $244/sqft · 121 DOM

239 SW 24TH PLACESold · Dec ’25

$418,000

239 SW 24TH PLACE · same community

4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1206 NW 18TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1206 NW 18TH TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1206 NW 18TH TERRACE FAQs

What would the monthly payment be for 1206 NW 18TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,446/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1206 NW 18TH TERRACE?+

The most recent tax bill on record (2024) was $8,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $559,500, this home is listed about 25% above the Cape Coral median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1206 NW 18TH TERRACE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$559,500 runs 558% above the CAPE CORAL 33993 median — but at 3,090 sqft it's also 70% larger than the typical Cape Coral listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

402 days on market against a Cape Coral median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $649,900, now $559,500 — a $90K cut. The full history is in the market section below.

Listing courtesy of PREMIERE PLUS REALTY COMPANY · Terry Carlson, PA. MLS #A4656326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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