2406 15TH STREET W, PALMETTO, FL, 34221
Active411 days on marketListed Jun 19, 2025MLS #A4656188
About this home
2406 15TH STREET W
Short Sale. Discover this charming 2-bedroom, 2-bathroom residence with a 2-car garage, nestled in the peaceful neighborhood of Bahia Vista in Palmetto, free from HOA fees. As you step inside, you'll find tile flooring throughout, complemented by vaulted ceilings, and a beautifully renovated kitchen equipped with stainless steel appliances and quartz countertops. Both bathrooms have been recently remodeled. Recent upgrades include a new metal roof installed in 2024, a new A/C unit and duct system replaced in 2025, and water heater 2024. Experience open concept living with a spacious family room and dining area, filled with natural light, making the home feel bright and airy. The backyard features a vinyl fence, a large shed, and ample space for pets, boats, or recreational vehicles. Conveniently located near the Palmetto boat ramp, Downtown Bradenton, and I-275/75, it provides easy access to St. Petersburg, Sarasota, Tampa, beautiful beaches, shopping, dining, and much more! Don’t miss out on this incredible opportunity to make this lovely home your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,218
Sqft
0.18 ac
Lot size
2
Garage
1978
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs BAHIA VISTA
$274 vs $503
Days on market
411 vs 57 typical
Where $274/sqft sits among the 6 homes for sale in BAHIA VISTA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bahia Vista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Bahia Vista — neighborhood snapshot
Population
931
Median age
40
Median income
$78,940
Median home value
$273,014
Avg household
3
Households w/ children
81%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 6
BAHIA VISTA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2406 15TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$235,000
2311 15TH STREET W · same community
3 bd · 2 ba · 1,219 sqft · $193/sqft · 78 DOM
Sold · May ’26$525,000
6105 BAHIA DEL MAR CIRCLE UNIT 384 · same community
2 bd · 2 ba · 1,185 sqft · $443/sqft · 40 DOM
Sold · Oct ’25$556,500
5701 BAHIA DEL MAR CIRCLE UNIT 108 · same community
2 bd · 2 ba · 1,150 sqft · $484/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2406 15TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2406 15TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2406 15TH STREET W FAQs
What would the monthly payment be for 2406 15TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2406 15TH STREET W?+
The most recent tax bill on record (2024) was $5,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $334,000, this home is listed about 15% below the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Which schools are assigned to 2406 15TH STREET W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$334,000 is 10% below the PALMETTO 34221 median of $372,000.
02Time on market is leverage
411 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $379,000, now $334,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FATHOM REALTY FL LLC · Lindsey Reid. MLS #A4656188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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