6105 BAHIA DEL MAR CIRCLE UNIT 686, ST PETERSBURG, FL, 33715
Active200 days on marketListed Jan 27, 2026MLS #TB8469660
About this home
6105 BAHIA DEL MAR CIRCLE UNIT 686
Welcome to your coastal retreat in beautiful Isla Del Sol! This bright, sun-filled 2-bedroom, 2-bath condo is located in the highly sought-after Club Bahia community and offers wide-open views of the Intracoastal Waterway, Boca Ciega Bay, and the iconic Don CeSar. Enjoy Florida living at its finest from two private balconies—perfect for watching marine wildlife, passing boats, and breathtaking Gulf sunsets. The open floor plan features a spacious primary suite with walk-out balcony showcasing water views, an ensuite bath with soaking tub and walk-in shower, and both a large walk-in closet and an additional closet. A private second bedroom and full guest bath provide comfort and flexibility. The kitchen offers ample storage and a convenient dinette area. This condo includes an assigned covered parking space in the garage, along with ample guest parking. Club Bahia offers a geothermal heated/cooled pool and hot tub – perfect for soaking in the Florida sunshine - workout room and community clubhouse. Isla Del Sol is a beautiful, resort-style community offering optional country club memberships, and is ideally located just minutes from St. Pete Beach, vibrant downtown St. Petersburg, and I-275 with easy access to area airports. Call for your private showing today and start living the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,185
Sqft
0.45 ac
Lot size
1
Garage
1994
Year built
One
Levels
$497
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,962 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,962/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.7%
$/sqft vs St Petersburg actives
$497 vs $336
Days on market
200 vs 57 typical
Where $497/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 123% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6105 BAHIA DEL MAR CIRCLE UNIT 686
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$525,000
6105 BAHIA DEL MAR CIRCLE UNIT 384 · same community
2 bd · 2 ba · 1,185 sqft · $443/sqft · 40 DOM
Sold · Aug ’26$247,000
2420 16TH STREET W · same community
2 bd · 2 ba · 1,163 sqft · $212/sqft · 280 DOM
Sold · May ’26$235,000
2311 15TH STREET W · same community
3 bd · 2 ba · 1,219 sqft · $193/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6105 BAHIA DEL MAR CIRCLE UNIT 686 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6105 BAHIA DEL MAR CIRCLE UNIT 686 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6105 BAHIA DEL MAR CIRCLE UNIT 686 FAQs
What would the monthly payment be for 6105 BAHIA DEL MAR CIRCLE UNIT 686?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6105 BAHIA DEL MAR CIRCLE UNIT 686?+
The most recent tax bill on record (2024) was $4,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6105 BAHIA DEL MAR CIRCLE UNIT 686?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $589,000, this home is listed about 37% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 6105 BAHIA DEL MAR CIRCLE UNIT 686?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$589,000 runs 123% above the ST PETERSBURG 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
200 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $625,000, now $589,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Melinda McKenna. MLS #TB8469660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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