David Ramirez
$265,000$299,0003 bd2 ba1,296 sqft$204 /sqft$2,114 /mo all-in ↓

3421 70TH AVENUE E, ELLENTON, FL, 34222

Active433 days on marketListed May 14, 2025MLS #A4652160

Reduced $34KManufactured HomeNORTH RIVER ESTATES

About this home

3421 70TH AVENUE E

Charming 3-bedroom home with rare 4-car garage in the 55+ Community of North River Estates! Welcome to North River Estates, a charming 55+ community of manufactured homes - perfect for year-round Florida living or a relaxing winter retreat. This rare property features an impressive 4-car tandem garage, ideal for car enthusiasts, a workshop, or extensive storage, along with an additional 2-car carport for extra covered parking. The spacious 3-bedroom, 2-bathroom floorplan presents comfortable living with an updated eat-in kitchen and sliding glass doors that open to a large covered and screened porch, where you can enjoy peaceful views of the beautifully landscaped yard and tree-lined, preserve backdrop. The primary suite includes a private ensuite bath with both a jetted soaking tub and separate shower, creating a relaxing retreat. Situated on a spacious corner lot in a quiet cul-de-sac, the yard is maintained by the association - providing easy, low-maintenance living. Residents enjoy a vibrant community lifestyle with amenities including: community pool, clubhouse with fitness center, library, game room, billiards, social and meeting gathering places. North River Estates presents the perfect blend of comfort, community and low-maintenance living. This unique property is a must-see and a smart, stress-free investment.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,296

Sqft

0.16 ac

Lot size

4

Garage

2007

Year built

One

Levels

$204

Per sqft

Park/Greenbelt view55+ community

Inside

FlooringLuxury Vinyl · Tile
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
ViewPark/Greenbelt
FacesNorthwest
ParkingCovered · Garage Door Opener · Oversized · Tandem · Workshop in Garage
ExteriorHurricane Shutters · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$125/mo
Taxes (2024)$1,820/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,114 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2024 actual bill$152
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,114/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$152
HOA / condo fee$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$230KedgeAI estimate $261,967 · range $239K$271K$282K

vs edgeAI estimate

+1.2%

$/sqft vs Ellenton actives

$204 vs $181

Days on market

433 vs 68 typical

Where $204/sqft sits among the 99 Ellenton actives

34
39 · this home
13
5
1
7
$111–164$164–217$217–270$270–324$324–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North River Estates

Map of 3421 70TH AVENUE E inside its neighborhood boundary

Get to know Ellenton. See the full Ellenton guide →

North River Estates — neighborhood snapshot

Population

403

Median age

77

Median income

$52,565

Median home value

$179,700

Avg household

2

For the school run

Manatee County School District

MiddleBuffalo Creek Middle School★★★★★
ElementaryBlackburn Elementary School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

45 of 99

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $34K
May 14, 2025Listed at $299,000 · 433 days on market since
2007Built · NORTH RIVER ESTATES

Reality check

What actually sold near 3421 70TH AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3432 71ST AVENUE ESold · Feb ’26

$230,000

3432 71ST AVENUE E · same community

2 bd · 2 ba · 1,296 sqft · $177/sqft · 171 DOM

3522 70TH AVENUE ESold · Mar ’26

$245,000

3522 70TH AVENUE E · same community

2 bd · 2 ba · 1,266 sqft · $194/sqft · 186 DOM

3449 71ST AVENUE ESold · May ’26

$268,000

3449 71ST AVENUE E · same community

2 bd · 2 ba · 1,404 sqft · $191/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3421 70TH AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3421 70TH AVENUE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3421 70TH AVENUE E FAQs

What would the monthly payment be for 3421 70TH AVENUE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,114/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3421 70TH AVENUE E?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3421 70TH AVENUE E?+

The most recent tax bill on record (2024) was $1,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3421 70TH AVENUE E?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $265,000, this home is priced right at the Ellenton median.

Which schools are assigned to 3421 70TH AVENUE E?+

Buffalo Creek Middle School (middle), Blackburn Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

433 days on market against a Ellenton median of 68 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $299,000, now $265,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kathy Valente. MLS #A4652160.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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