360 S ORCHID DRIVE, ELLENTON, FL, 34222
Active146 days on marketListed Mar 1, 2026MLS #A4683651
About this home
360 S ORCHID DRIVE
Build Your Dream Home in Ellenton, right off the Manatee River – Prime ½ Acre Lot! Opportunity is knocking at 360 S Orchid Drive! This unique diamond-shaped half-acre homesite has already been cleared and graded, saving you time and expense as you plan your next build. A previous home has been removed, utility lines have been capped, and fill dirt remains on site - giving you a valuable head start on construction. Located just blocks from the public boat ramp, this property is a dream for boating enthusiasts. Even better? There’s NO HOA and NO CDD, so you can store your boat, trailer, RV, or toys right on your own property without restrictions. With its generous size and versatile layout, this lot offers endless possibilities - whether you're envisioning a custom coastal retreat, modern farmhouse, or investment opportunity. Need financing? Connect with our trusted local lender to learn how you may qualify for a one-time close construction loan, making the building process smooth and streamlined. Lots like this - cleared, centrally located, and close to the water -are hard to find. Go see it today and bring us your offer!
Facts & features
The home at a glance
0.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Highland Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
Highland Shores — neighborhood snapshot
Population
630
Median age
39
Median income
$80,778
Median home value
$574,500
Avg household
3
Households w/ children
83%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$329K → $415K
Ellenton median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 360 S ORCHID DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
356 N ORCHID DRIVE · same community
2 bd · 1 ba · 1,130 sqft · $270/sqft · 42 DOM
Sold · Jul ’25$185,000
359 S ORCHID DRIVE · same community
3 bd · 2 ba · 1,352 sqft · $137/sqft · 74 DOM
Sold · May ’26$50,000
102 RIVIERA DUNES WAY UNIT N-24
60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 360 S ORCHID DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 360 S ORCHID DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
360 S ORCHID DRIVE FAQs
What would the monthly payment be for 360 S ORCHID DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,113/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 360 S ORCHID DRIVE?+
The most recent tax bill on record (2024) was $4,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 360 S ORCHID DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $249,000, this home is listed about 6% below the Ellenton median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 360 S ORCHID DRIVE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
146 days on market against a Ellenton median of 68 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $260,000, now $249,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Valerie Padur. MLS #A4683651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ellenton homes, in your inbox
Like 360 S ORCHID DRIVE but not quite? A daily digest of every new listing in Ellenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →