510 W OAK STREET, ARCADIA, FL, 34266
Active748 days on marketListed Jul 7, 2024MLS #A4616240
About this home
510 W OAK STREET
Price Reduced! Discover this charming two-story 1942 home located in the heart of Arcadia’s historic district. Full of character and timeless appeal, this rare gem features a classic light-colored wooden picket fence, an expansive front porch, original hardwood floors, tall ceilings, bay windows, and walls & ceilings lined with original shiplap. Architectural details such as the magnificent staircase, vintage wooden doors, and period fixtures add to the home’s unmistakable historic charm. Offering over 2,000 sq ft of living space, the home includes two living rooms, 3 bedrooms, and 1 bathroom, providing a spacious canvas for restoration enthusiasts. Recent updates and improvements include house leveling, whole-home tenting for pests/WDO, installation of hurricane-rated windows, a new well pump for exterior spigots, a complete new appliance package, two new Trane AC units, and new ductwork. Major investments have already been made—now it’s ready for the finishing touches. this tri-level home is situated on a generous lot with a large backyard and a beautiful shade tree, the property offers endless potential for outdoor entertaining once the porch, deck, and fencing are restored. The wrap-around porch is in need of full renovation, making this an ideal project for a Pinterest-inspired visionary, handyman, or “This Old House” enthusiast. Located just moments from Arcadia’s quiet historic downtown, you’ll enjoy easy access to boutiques, antique shops, restaurants, delis, Neon Moon Saloon, live music, and more. The home is connected to city water and sewer, with the well dedicated to exterior hose use. This is truly a diamond in the rough, priced to reflect the remaining restoration and cosmetic updates needed. Opportunities to own on West Oak Street are rare—don’t miss your chance to bring this historic beauty back to life.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
2,208
Sqft
0.3 ac
Lot size
1942
Year built
Two
Levels
$91
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Arcadia actives
$91 vs $240
Days on market
748 vs 35 typical
Where $91/sqft sits among the 120 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
54 of 120
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 510 W OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$250,000
102 N LEE AVENUE · same community
3 bd · 2 ba · 1,378 sqft · $181/sqft · 38 DOM
Sold · Jan ’26$298,000
102 N LEE AVENUE · same community
3 bd · 2 ba · 1,378 sqft · $216/sqft · 96 DOM
Sold · Dec ’25$77,000
505 E OAK STREET
3 bd · 2 ba · 2,227 sqft · $35/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 510 W OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 510 W OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
510 W OAK STREET FAQs
What would the monthly payment be for 510 W OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,479/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 510 W OAK STREET?+
The most recent tax bill on record (2023) was $640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 510 W OAK STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Arcadia?+
At $199,999, this home is listed about 45% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 510 W OAK STREET?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCADIA 34266 market on paper
$199,999 is 28% below the ARCADIA 34266 median of $279,000, and at $91/sqft it sits under the Arcadia average of $310.
02Time on market is leverage
748 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $323,000, now $199,999 — a $123K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · JoDawn Martin. MLS #A4616240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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