David Ramirez
$210,000$230,000$1,617 /mo all-in ↓

SE PIGGY BACK ROAD, ARCADIA, FL, 34266

Active289 days on marketListed Oct 7, 2025MLS #C7515949

Priced 24% below the ARCADIA 34266 medianReduced $20K

About this home

SE PIGGY BACK ROAD

Discover a rare opportunity in DeSoto County — over 6.26 acres of vacant land (˜ 272,686 sq ft) ready for your vision. Formerly zoned A-5 (Agricultural / Residential), this parcel offers a versatile canvas for a private estate, hobby farm, or future residential development. Homes Key Features & Highlights Size & Dimensions: Approximately 253 ft frontage by 1,090 ft deep. Homes Zoning / Use: Zoned A-5 (agricultural/residential), allowing for a variety of uses (including livestock, horses, or single-family residence). Homes Utilities: Electricity connection is available. Water and sewer services are not currently provided on-site. Homes Topography & Land Condition: Cleared and mostly level with good road frontage, making it easy to access and develop. Location Benefits: • Strategically located — easy access to Port Charlotte, Punta Gorda, and Babcock Ranch. Homes • Quiet, rural setting with the freedom to enjoy wide-open space and privacy.

Facts & features

The home at a glance

6.26 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$1,529/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,617 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2024 actual bill$127
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,617/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$127
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Arcadia

Map of SE PIGGY BACK ROAD

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$280K$260K

Arcadia median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

CurrentPrice reduced to $210,000 $20K
Oct 7, 2025Listed at $230,000 · 289 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SE PIGGY BACK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SE PIGGY BACK ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

SE PIGGY BACK ROAD FAQs

What would the monthly payment be for SE PIGGY BACK ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,617/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SE PIGGY BACK ROAD?+

The most recent tax bill on record (2024) was $1,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $210,000, this home is listed about 42% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to SE PIGGY BACK ROAD?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ARCADIA 34266 market on paper

$210,000 is 24% below the ARCADIA 34266 median of $275,000.

02Time on market is leverage

289 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $230,000, now $210,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Troy Hughes. MLS #C7515949.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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