1020 NW 14th St, Cape Coral FL 33993, CAPE CORAL, FL, 33993
Active34 days on marketListed Jul 14, 2026MLS #A12053522
About this home
1020 NW 14th St, Cape Coral FL 33993
Welcome to Cape Coral living! This home offers the space, comfort, and Florida lifestyle buyers are looking for. This 4-bedroom, 2-bath residence features a spacious split floor plan, and a huge covered lanai ideal for relaxing, entertaining, and creating your future backyard oasis with plenty of room to add a pool. The inviting entry opens to a formal dining room and separate den/flex space, perfect for a home office, playroom, or additional sitting area. The private primary suite offers dual sinks, a separate shower, and soaking tub, while three guest bedrooms are thoughtfully positioned on the opposite side of the home with a centrally located guest bath. Additional improvements include a replaced well, updated flooring, granite countertops, tiled backsplash, updated plumbing fixtures, ceiling fans, interior paint, and landscape curbing. Minutes from shopping, dining, parks, golf, and major roads.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,143
Sqft
2
Garage
2005
Year built
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,468 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,468/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Cape Coral
$210 vs $255
Days on market
34 vs 50 typical
Where $210/sqft sits among the 142 homes for sale in Cape Coral
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33993 — neighborhood snapshot
Population
33,045
Median age
43.7
Median income
$89,220
Median home value
$319,500
Avg household
2.96
Households w/ children
3,468
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
55 of 142
Cape Coral have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 400% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 NW 14th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$490,000
2213 SW 7TH PLACE · same community
3 bd · 2 ba · 2,067 sqft · $237/sqft · 101 DOM
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 NW 14th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 NW 14th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 NW 14th St FAQs
What would the monthly payment be for 1020 NW 14th St, Cape Coral FL 33993?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,468/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1020 NW 14th St, Cape Coral FL 33993?+
The most recent tax bill on record (2025) was $5,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $450,000, this home is priced right at the Cape Coral median.
Which schools are assigned to 1020 NW 14th St, Cape Coral FL 33993?+
Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 400% above the CAPE CORAL 33993 median — but at 2,143 sqft it's also 18% larger than the typical Cape Coral listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Kyle Belanger. MLS #A12053522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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