28381 SW 128th Pl, Homestead FL 33033, HOMESTEAD, FL, 33033
Active39 days on marketListed Jul 10, 2026MLS #A12051560
About this home
28381 SW 128th Pl, Homestead FL 33033
Welcome to this beautifully maintained 4-bedroom, 2-bathroom single-family home situated on a spacious corner lot in one of Homestead's most desirable neighborhoods, with no association. Built in 2015, this move-in ready residence offers the perfect combination of comfort, functionality, and outdoor living with NO HOA. The open-concept floor plan features high ceilings, abundant natural light, a spacious family room, and a well-appointed kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a large center island overlooking the main living areas. The split-bedroom layout provides privacy, while the generous primary suite features a tray ceiling, walk-in closet, dual vanities, and a spacious en-suite bath. Tile flooring throughout the main living areas offers durability and easy maintenance. Step outside to an expansive covered patio with ceiling fans overlooking the oversized, fully fenced backyard with plenty of room to build your dream pool or create the ultimate outdoor entertaining space. A rare wide side entrance provides ample room to park a boat, RV, trailer, or work vehicles. Additional highlights include a 2-car garage, spacious indoor and outdoor living areas, and a prime location just minutes from schools, parks, shopping, dining, and the Florida Turnpike. Homes offering this combination of condition, lot size, functionality, and NO HOA rarely become available!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,834
Sqft
2
Garage
2015
Year built
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,299 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,299/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Homestead actives
$341 vs $268
Days on market
39 vs 57 typical
Where $341/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33033 — neighborhood snapshot
Population
69,075
Median age
33.2
Median income
$66,662
Median home value
$364,700
Avg household
3.32
Households w/ children
10,444
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
59 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 28381 SW 128th Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$690,000
13000 SW 280th St, Homestead FL 33032 · same community
4 bd · 2.5 ba · 1,830 sqft · $377/sqft · 86 DOM
Sold · Dec ’25$615,000
12960 SW 280th St, Homestead FL 33032 · same community
3 bd · 2 ba · 1,640 sqft · $375/sqft · 13 DOM
Sold · May ’26$730,000
13037 SW 284th St, Homestead FL 33033 · same community
4 bd · 2.5 ba · 2,360 sqft · $309/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28381 SW 128th Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28381 SW 128th Pl — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
28381 SW 128th Pl FAQs
What would the monthly payment be for 28381 SW 128th Pl, Homestead FL 33033?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28381 SW 128th Pl, Homestead FL 33033?+
The most recent tax bill on record (2025) was $6,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $624,900, this home is listed about 39% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 28381 SW 128th Pl, Homestead FL 33033?+
Irving & Beatrice Peskoe K-8 Center (elementary), Title I Migrant Education Program (), Homestead Senior High School (high), Redland Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Maverick Realty Group · Alejandro Del Valle. MLS #A12051560.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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