12921 SW 281st St, Homestead FL 33033, HOMESTEAD, FL, 33033
Active100 days on marketListed May 11, 2026MLS #A12016813
About this home
12921 SW 281st St, Homestead FL 33033
Beautiful and spacious 6-bedroom, 4-bathroom two-story home located in the desirable Lake Frances community in Homestead. This well-maintained residence offers over 3,000 sqft of living space featuring a modern upgraded kitchen, expansive living and dining areas, tile flooring downstairs, wood-style flooring upstairs, and a 2-car garage with an extended driveway. Enjoy a private backyard surrounded by lush landscaping. Conveniently located near the Turnpike, top schools, shopping, restaurants, marinas, Walmart, Wawa, Chick-fil-A, and other new developments in one of Homestead’s fastest-growing areas.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,040
Sqft
2
Garage
2016
Year built
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,384 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,384/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homestead actives
$246 vs $268
Days on market
100 vs 57 typical
Where $246/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33033 — neighborhood snapshot
Population
69,075
Median age
33.2
Median income
$66,662
Median home value
$364,700
Avg household
3.32
Households w/ children
10,444
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
59 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 134% above the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 12921 SW 281st St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$730,000
13037 SW 284th St, Homestead FL 33033 · same community
4 bd · 2.5 ba · 2,360 sqft · $309/sqft · 35 DOM
Sold · Apr ’26$690,000
13000 SW 280th St, Homestead FL 33032 · same community
4 bd · 2.5 ba · 1,830 sqft · $377/sqft · 86 DOM
Sold · Dec ’25$615,000
12960 SW 280th St, Homestead FL 33032 · same community
3 bd · 2 ba · 1,640 sqft · $375/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12921 SW 281st St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12921 SW 281st St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12921 SW 281st St FAQs
What would the monthly payment be for 12921 SW 281st St, Homestead FL 33033?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,384/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12921 SW 281st St, Homestead FL 33033?+
The most recent tax bill on record (2025) was $10,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $749,000, this home is listed about 67% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12921 SW 281st St, Homestead FL 33033?+
Irving & Beatrice Peskoe K-8 Center (elementary), Title I Migrant Education Program (), Homestead Senior High School (high), Redland Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,000 runs 134% above the HOMESTEAD 33033 median — but at 3,040 sqft it's also nearly twice the size of the typical Homestead listing.
02Garden & Lake views
The garden and lake view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $775,000, now $749,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Lifestyle International Realty · Rogendler Clark. MLS #A12016813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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