628 SW 26th ST, Cape Coral FL 33914, CAPE CORAL, FL, 33914
Active38 days on marketListed Jul 10, 2026MLS #A12051494
About this home
628 SW 26th ST, Cape Coral FL 33914
Emma Model | New Construction Pool Home in Cape Coral Located in one of Cape Coral's fastest-growing areas, this new construction 4-bedroom, 3-bathroom pool home offers 2,073 square feet under air with a functional layout designed for modern Southwest Florida living. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting space perfect for everyday living and entertaining. The centrally located kitchen features ample counter space and overlooks the main living area and covered lanai. The split-bedroom design provides privacy, with a spacious primary suite offering a walk-in closet, dual vanities, and a walk-in shower. One guest bedroom enjoys convenient access to a full bath, ideal for visitors or multi-generational living, while two additional bedrooms and a third bathroom offer flexibility for a home office, gym, or growing family. Step outside to enjoy the Florida lifestyle. The covered lanai overlooks a private pool, creating the perfect setting for relaxing or entertaining year-round. Additional features include city water and sewer, a 2-car garage, dedicated laundry room, modern finishes, and a move-in-ready design that maximizes every square foot. If you're searching for a new construction pool home in Cape Coral with quality construction, modern features, and a desirable location, the Emma Model is an exceptional opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2
Garage
2026
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,976 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,976/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 SW 26th ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 628 SW 26th ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 SW 26th ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
628 SW 26th ST FAQs
What would the monthly payment be for 628 SW 26th ST, Cape Coral FL 33914?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,976/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 SW 26th ST, Cape Coral FL 33914?+
The most recent tax bill on record (2025) was $2,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $625,000, this home is listed about 39% above the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 628 SW 26th ST, Cape Coral FL 33914?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 57% above the CAPE CORAL 33914 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP Realty LLC · Gustavo Pacheco. MLS #A12051494.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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