320 SE 15 PL, Cape Coral FL 33990, CAPE CORAL, FL, 33990
Active39 days on marketListed Jul 8, 2026MLS #A12049206
About this home
320 SE 15 PL, Cape Coral FL 33990
Experience Florida living at its finest in this beautifully modern home situated on a desirable corner lot with peaceful canal views. Designed for both comfort and entertaining, this property features a spacious screened-in pool, an expansive backyard with plenty of room for outdoor activities, and multiple areas to relax and enjoy the waterfront setting. Inside, you'll find a bright, open layout with contemporary finishes, creating a stylish and move-in-ready living space. The prime location offers convenient access to shopping, dining, schools, parks, and major roadways while providing the tranquility of a waterfront neighborhood. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this exceptional home offers the perfect combination of modern updates, outdoor living, and scenic canal views.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2
Garage
1978
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,246 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,246/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 320 SE 15 PL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 320 SE 15 PL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 320 SE 15 PL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
320 SE 15 PL FAQs
What would the monthly payment be for 320 SE 15 PL, Cape Coral FL 33990?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,246/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 320 SE 15 PL, Cape Coral FL 33990?+
The most recent tax bill on record (2025) was $6,724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 320 SE 15 PL, Cape Coral FL 33990?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $399,000, this home is listed about 11% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 320 SE 15 PL, Cape Coral FL 33990?+
Diplomat Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Island Coast High School (high), Caloosa Middle School (middle), North Fort Myers High School (high), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Real Estate Empire Group, Inc. · Theresa Millan. MLS #A12049206.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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