David Ramirez
$359,9002 bd2 ba$3,297 /mo all-in ↓

, BONITA SPRINGS, FL, 34135

Active17 days on marketListed Jul 7, 2026MLS #A12049098

Priced 20% below the BONITA SPRINGS 34135 medianCondominiumHighland Woods

About this home

Experience the relaxed lifestyle of Highland Woods Golf & Country Club from this beautifully maintained third-floor condominium in one of Bonita Springs' most desirable bundled golf communities. This move-in-ready, unfurnished 2-bedroom PLUS den, 2-bath residence offers the perfect opportunity to make it your own while enjoying the best of Southwest Florida living. Filled with natural light, the open-concept floor plan creates a warm and inviting atmosphere. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a functional layout that's perfect for everyday living or entertaining guests. Neutral paint, tile flooring throughout the main living areas, and carpet in the den create a clean and comfortable feel, while plantation shutters throughout the home add timeless style, privacy, and elegant coastal charm. Step onto the screened lanai and enjoy peaceful views of the beautifully landscaped grounds with partial views of the golf course—the perfect place to relax with your morning coffee or unwind at the end of the day. An oversized private storage unit just outside the front door provides plenty of room for golf clubs, bicycles, beach gear, and seasonal items. As a resident of Highland Woods Golf & Country Club, you'll enjoy an exceptional array of amenities, including bundled golf on the 18-hole championship course, resort-style pools and spa, tennis, pickleball, bocce, a state-of-the-art fitness center.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1997

Year built

Golf View view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Fire Sprinklers · Pantry · Split Bedroom · Walk-In Closet(s) · Den/Library/Office
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

ConstructionConcrete Block Construction
ViewGolf View
ParkingDetached Carport · Additional Spaces Available · Assigned
ExteriorOn Golf Course · Screened Balcony

Community & fees

HOA fee$540/mo
Taxes (2025)$3,833/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,297 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$319
Condo fee — from the listing$540
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$3,297/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$319
HOA / condo fee$540
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Highland Woods

Map of  inside its neighborhood boundary

Get to know Bonita Springs. See the full Bonita Springs guide →

Highland Woods — neighborhood snapshot

Population

750

Median age

67

Median income

$63,883

Median home value

$212,300

Avg household

2

For the school run

Lee County School District

MiddleBonita Springs Middle Center For The Arts★★★★★
ElementarySpring Creek Elementary School★★★★★
ElementaryBonita Springs Elementary School★★★★★
HighBonita Springs High School★★★★★
HighEstero High School★★★★★
ElementaryPinewoods Elementary School★★★★
ElementaryThree Oaks Elementary School★★★★
MiddleThree Oaks Middle School★★★★
ElementarySan Carlos Park Elementary School★★★★
ElementaryRayma C. Page Elementary School★★★★
MiddleLexington Middle School★★★★★
HighSouth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bonita Springs market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$1.3M$3.0M

Bonita Springs median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Bonita Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the BONITA SPRINGS 34135 median. See the full Bonita Springs market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $359,900 · 17 days on market since
1997Built · Highland Woods

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

405 E CIRCLEWOOD STREETSold · May ’26

$215,900

405 E CIRCLEWOOD STREET · same community

2 bd · 2 ba · 1,124 sqft · $192/sqft · 43 DOM

9845 CITADEL LANE UNIT 105Sold · Apr ’26

$318,500

9845 CITADEL LANE UNIT 105

3 bd · 2 ba · 1,151 sqft · $277/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,297/mo — principal and interest, the actual property-tax bill, the $540/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $540 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $3,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bonita Springs?+

At $359,900, this home is listed about 21% below the Bonita Springs median of $454,500. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Bonita Springs Middle Center For The Arts (middle), Spring Creek Elementary School (elementary), Bonita Springs Elementary School (elementary), Bonita Springs High School (high), Estero High School (high), Pinewoods Elementary School (elementary), Three Oaks Elementary School (elementary), Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), South Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BONITA SPRINGS 34135 market on paper

$359,900 is 20% below the BONITA SPRINGS 34135 median of $449,000.

02Golf View views

The golf view view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $540/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Bonita Springs Middle Center For The Arts, Spring Creek Elementary School, Bonita Springs Elementary School, Bonita Springs High School, Estero High School, Pinewoods Elementary School, Three Oaks Elementary School, Three Oaks Middle School, San Carlos Park Elementary School, Rayma C. Page Elementary School, Lexington Middle School, South Fort Myers High School — Pinewoods Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Re/Max Sunshine · Chardayne Seuffert. MLS #A12049098.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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