190 NE 21st St, Boca Raton FL 33431, BOCA RATON, FL, 33431
Active38 days on marketListed Jul 4, 2026MLS #A12047716
About this home
190 NE 21st St, Boca Raton FL 33431
Welcome to 190 NE 21st St., nestled in one of East Boca Raton’s most sought-after neighborhoods! This beautifully updated 4BR/3BA CBS ranch offers 2,243 SF of thoughtfully designed living space on a 7,599 SF lot. The open-concept floor plan features modern finishes, a spacious family room, split-bedroom layout, walk-in closets, abundant natural light, and a beautifully appointed kitchen with a center island, ample cabinetry, and stainless steel appliances. Step outside to your private tropical retreat featuring a south-facing 20’ x 40’ resort-style pool, expansive patio, covered lanai, and fully fenced backyard—perfect for entertaining or relaxing year-round. With NO HOA, this home is ideal as a primary residence, seasonal getaway, or investment property. Conveniently located just west of US-1 and minutes from Boca’s pristine beaches, Mizner Park, Royal Palm Place, downtown Boca Raton, Florida Atlantic University, Boca Raton Airport, Brightline, I-95, championship golf, waterfront dining, upscale shopping, and beautiful parks. Move-in ready and offering the perfect blend of comfort, convenience, and the ultimate South Florida lifestyle!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,699
Sqft
1956
Year built
$589
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,751 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,751/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$589 vs $323
Days on market
38 vs 56 typical
Where $589/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winfield Park
Get to know Boca Raton. See the full Boca Raton guide →
Winfield Park — neighborhood snapshot
Population
803
Median age
51
Median income
$104,115
Median home value
$428,000
Avg household
3
Households w/ children
122
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 215% above the BOCA RATON 33431 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 190 NE 21st St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$710,000
2110 NE 4th Avenue, Boca Raton FL 33431 · same community
2 bd · 2 ba · 1,432 sqft · $496/sqft · 0 DOM
Sold · Aug ’25$532,500
299 NE 21st Street, Boca Raton FL 33431 · same community
4 bd · 2 ba · 1,400 sqft · $380/sqft · 110 DOM
Sold · Sep ’25$600,000
2135 NE 4th Way, Boca Raton FL 33431 · same community
3 bd · 2 ba · 1,112 sqft · $540/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 190 NE 21st St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 190 NE 21st St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
190 NE 21st St FAQs
What would the monthly payment be for 190 NE 21st St, Boca Raton FL 33431?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,751/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 190 NE 21st St, Boca Raton FL 33431?+
The most recent tax bill on record (2025) was $9,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Boca Raton?+
At $999,900, this home is listed about 82% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 190 NE 21st St, Boca Raton FL 33431?+
J. C. Mitchell Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,900 runs 215% above the BOCA RATON 33431 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
J. C. Mitchell Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Berkshire Hathaway HomeService · Teresa Dudzikowski. MLS #A12047716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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