13085 N 78th Pl N, Palm Beach FL 33412, PALM BEACH, FL, 33412
Active43 days on marketListed Jul 1, 2026MLS #A12046925
About this home
13085 N 78th Pl N, Palm Beach FL 33412
Stunning single-family contemporary home with high-level upgrades, move-in ready. This 5-bedroom, 5 full bathroom property provides a living style above the rest, which can only be experienced in this coveted area of West Palm Beach. This is a rare opportunity to own a property that was made by the contractor for his family. Situated on an estate-sized lot, offering over 5,593 sq. ft. of living space, with soaring ceilings, an abundance of natural light, impact windows and doors, design with an open concept. The exceptional outdoor living area is the true showpiece for installing a resort-style pool, expansive entertainment patio, and covered summer kitchen. NO HOA
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,568
Sqft
2
Garage
2024
Year built
$372
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,487 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,487/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Acreage & unrec
$372 vs $388
Days on market
43 vs 113 typical
Where $372/sqft sits among the 113 homes for sale in Acreage & unrec
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach
Get to know Palm Beach. See the full Palm Beach guide →
PALM BEACH 33412 — neighborhood snapshot
Population
15,499
Median age
49.3
Median income
$134,818
Median home value
$560,800
Avg household
2.73
Households w/ children
1,658
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach market
$365K → $5.0M
Palm Beach median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
40 of 113
Acreage & unrec have cut their price
This home is listed 90% above the PALM BEACH 33412 median. See the full Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13085 N 78th Pl N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,015,000
505 BUCK LAKE LANE · same community
4 bd · 2.5 ba · 4,455 sqft · $228/sqft · 0 DOM
Sold · Mar ’26$2,900,000
2340 BAYSHORE ROAD · same community
4 bd · 5.5 ba · 4,750 sqft · $611/sqft · 569 DOM
Sold · Dec ’25$1,250,000
11619 LANE PARK ROAD · same community
5 bd · 4 ba · 2,964 sqft · $422/sqft · 238 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13085 N 78th Pl N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13085 N 78th Pl N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13085 N 78th Pl N FAQs
What would the monthly payment be for 13085 N 78th Pl N, Palm Beach FL 33412?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13085 N 78th Pl N, Palm Beach FL 33412?+
The most recent tax bill on record (2025) was $18,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Beach?+
At $1,700,000, this home is listed about 33% below the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13085 N 78th Pl N, Palm Beach FL 33412?+
Pierce Hammock Elementary School (elementary), Western Pines Community Middle (middle), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,700,000 runs 90% above the PALM BEACH 33412 median — but at 4,568 sqft it's also nearly 2 times the size of the typical Palm Beach listing.
02Canal views
The canal view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Pierce Hammock Elementary School, Western Pines Community Middle, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Pierce Hammock Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Jennifer Brown Douglas. MLS #A12046925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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