
10337 NE 120TH, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active32 days on marketListed Jun 22, 2026MLS #A12041352
About this home
10337 NE 120TH, Okeechobee FL 34972
Welcome to your private Florida ranch retreat. Situated on 13.42 acres in Okeechobee's desirable J.R. Ranchettes community, this unique property offers a rare combination of open pasture, mature oak trees, ponds, privacy, and endless potential for equestrian, agricultural, recreational, or country estate living. The residence features approximately 2,789 square feet of living space with 3 bedrooms, 2 bathrooms, spacious gathering areas, a fireplace, screened terrace, and expansive views of the surrounding property. The layout provides flexibility for full-time living, a family compound, seasonal retreat, or investment opportunity. Outside, enjoy wide open pastures, multiple water features, mature trees, and room for horses, livestock, equipment, or future improvements. The property also includes a barn and additional outbuildings, creating an ideal setting for ranch, farm, or equestrian use. Wake up to peaceful countryside views, enjoy breathtaking Florida sunsets, and experience the privacy that only acreage ownership can provide. Conveniently located while still offering a true escape from city life, this property presents a rare opportunity to own a substantial piece of Florida countryside. Properties offering this combination of acreage, water features, equestrian potential, and future possibilities are becoming increasingly difficult to find. Shown by appointment only.
Facts & features
The home at a glance
13.42 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,784 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,784/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1155% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10337 NE 120TH — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10337 NE 120TH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10337 NE 120TH FAQs
What would the monthly payment be for 10337 NE 120TH, Okeechobee FL 34972?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,784/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10337 NE 120TH, Okeechobee FL 34972?+
The most recent tax bill on record (2024) was $7,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $689,999, this home is listed about 146% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of Best International Realty · David Caba Sr.. MLS #A12041352.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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