David Ramirez
$675,0003 bd1 ba735 sqft$918 /sqft$4,139 /mo all-in ↓

, OKEECHOBEE, FL, 32009

Active121 days on marketListed Mar 15, 2026MLS #001630766

Single Family ResidenceOak Street Addition

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

735

Sqft

1

Garage

1959

Year built

$918

Per sqft

Pets allowed

Inside

FlooringCarpet
AppliancesDishwasher
InteriorPantry
CoolingWall/Window Unit(s)
HeatingCentral

Outside & construction

RoofAluminum
ConstructionAluminum Siding
FacesNorth
Parking1 Space · No Boats · Parking Garage

Community & fees

Taxes (2020)$1,000/yr
PetsNo, Yes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,139 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2020 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,139/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Okeechobee actives

$918 vs $202

Days on market

121 vs 11 typical

Where $918/sqft sits among the 276 Okeechobee actives

201
61
9
0
0
5 · this home
$109–244$244–379$379–514$514–648$648–783$783+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Okeechobee

Map of

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$225K$338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

19 of 276

Okeechobee actives have cut their price

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 178% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

Mar 15, 2026Listed at $675,000 · 121 days on market since
1959Built · Oak Street Addition

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1591 CHOBEE STREETSold · Nov ’25

$90,000

1591 CHOBEE STREET

2 bd · 1 ba · 672 sqft · $134/sqft · 42 DOM

1069 LEMON STREETSold · Nov ’25

$85,000

1069 LEMON STREET

2 bd · 1 ba · 672 sqft · $126/sqft · 82 DOM

1209 5TH STREETSold · Sep ’25

$225,000

1209 5TH STREET

2 bd · 1 ba · 865 sqft · $260/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,139/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2020) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Okeechobee?+

At $675,000, this home is listed about 141% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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