6938 Cecilia Ave, Sebring FL 33872, SEBRING, FL, 33872
Active45 days on marketListed Jun 18, 2026MLS #A12039913
About this home
6938 Cecilia Ave, Sebring FL 33872
Welcome to one of the largest and most desirable villa floor plans in Sun 'N Lake! This beautifully updated 4 bdrm 2-bath home with a dedicated office offers over 2,100 square feet of spacious living that combines comfort, functionality, and style in one of Sebring's most sought-after communities. Step inside to soaring ceilings, abundant natural light, and an impressive open layout featuring a dramatic entry with 18-foot ceilings and expansive living spaces throughout. The heart of the home is the spacious kitchen, with a large center island, stainless steel appliances, abundant cabinet space, and seamless flow into the living and dining areas—perfect for entertaining and everyday living. The split-bedroom floor plan provides privacy and flexibility, while the dedicated office is perfect for working from home, hobbies, or additional guest space. The oversized primary suite features elegant coffered ceilings, a large walk-in closet, and a luxurious ensuite bath complete with a Jacuzzi tub and separate shower. Additional highlights include a spacious two-car garage, with private Drvwy, tankless water heater, tile roof, updated finishes, and generous room sizes throughout. Enjoy access to championship golf courses, tennis courts, community recreation facilities, and one of the area's premier country club communities. Conveniently situated near State Parks, Sebring Raceway, AdventHealth Sebring, shopping, dining, and major routes including US-27.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,182
Sqft
2
Garage
2007
Year built
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sun N Lake
$135 vs $193
Days on market
45 vs 60 typical
Where $135/sqft sits among the 57 homes for sale in Sun N Lake
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
30 of 57
Sun N Lake have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1058% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 6938 Cecilia Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$495,000
4962 MYRTLE BEACH DRIVE · same community
3 bd · 3 ba · 2,169 sqft · $228/sqft · 95 DOM
Sold · Feb ’26$399,900
6809 COCONUT GROVE DRIVE · same community
4 bd · 2 ba · 2,225 sqft · $180/sqft · 197 DOM
Sold · Feb ’26$419,900
4632 SAN LORENZO DRIVE · same community
4 bd · 2 ba · 2,225 sqft · $189/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6938 Cecilia Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6938 Cecilia Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6938 Cecilia Ave FAQs
What would the monthly payment be for 6938 Cecilia Ave, Sebring FL 33872?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,447/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6938 Cecilia Ave, Sebring FL 33872?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6938 Cecilia Ave, Sebring FL 33872?+
The most recent tax bill on record (2025) was $4,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $294,770, this home is listed about 5% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 6938 Cecilia Ave, Sebring FL 33872?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$294,770 runs 1058% above the SEBRING 33872 median — but at 2,182 sqft it's also 45% larger than the typical Sebring listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $304,770, now $294,770 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Beach City Realty · Batya Druin. MLS #A12039913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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