5301 Ocean Ter # 1, Marathon FL 33050, MARATHON, FL, 33050
Active52 days on marketListed Jun 15, 2026MLS #A12037163
About this home
5301 Ocean Ter # 1, Marathon FL 33050
Turnkey island getaway in the heart of Marathon! This charming 1-bedroom, 1-bath home at 5301 Ocean Terrace comes fully furnished and ready for immediate enjoyment. HOA redid all the piping throughout the building, HOA includes pool usage and Boat slips of 28ft. Come see this unit today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
656
Sqft
1971
Year built
$518
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,454 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,454/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Marathon actives
$518 vs $670
Days on market
52 vs 94 typical
Where $518/sqft sits among the 47 Marathon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Marameade
Get to know Marathon. See the full Marathon guide →
Marameade — neighborhood snapshot
Population
335
Median age
45
Median income
$85,347
Median home value
$795,400
Avg household
3
Households w/ children
61%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
4 of 47
Marathon actives have cut their price
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 5301 Ocean Ter # 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$440,000
389 N Anglers Dr N # 204, Marathon FL 33050
2 bd · 2 ba · 938 sqft · $469/sqft · 41 DOM
Sold · Sep ’25$520,000
303 Sombrero Blvd # 207, Marathon FL 33050
2 bd · 2 ba · 973 sqft · $534/sqft · 347 DOM
Sold · Oct ’25$1,450,000
500 Sombrero Beach Rd, Marathon FL 33050
2 bd · 2 ba · 1,057 sqft · $1,372/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5301 Ocean Ter # 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5301 Ocean Ter # 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5301 Ocean Ter # 1 FAQs
What would the monthly payment be for 5301 Ocean Ter # 1, Marathon FL 33050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,454/mo — principal and interest, the actual property-tax bill, the $825/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5301 Ocean Ter # 1, Marathon FL 33050?+
The association fee works out to $825 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5301 Ocean Ter # 1, Marathon FL 33050?+
The most recent tax bill on record (2025) was $3,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5301 Ocean Ter # 1, Marathon FL 33050?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marathon?+
At $340,000, this home is listed about 62% below the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5301 Ocean Ter # 1, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MARATHON 33050 market on paper
$340,000 is 47% below the MARATHON 33050 median of $637,000, and at $518/sqft it sits under the Marathon average of $790.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $825/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Luxe Properties · Sadih Bacallao. MLS #A12037163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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