6099 Overseas Hwy 55W, Marathon FL 33050, MARATHON, FL, 33050
Active160 days on marketListed Mar 7, 2026MLS #A11978726
About this home
6099 Overseas Hwy 55W, Marathon FL 33050
Price recently reduced. Canal-front lot in Key by the Sea, located at 6099 Overseas Highway, Unit 55W in Marathon, Florida. This waterfront property features a newly rebuilt dock and installed boat lift, offering immediate boating access to open water. A 2022 travel trailer is included as personal property, providing immediate use or flexibility while planning future improvements. Seller states the property may qualify for a ROGO exemption. Buyer to verify building rights, permitting, and development potential with the City of Marathon. Located in a waterfront community near marinas, restaurants, and shopping, this property offers convenient access to the Florida Keys lifestyle. Strong opportunity for investors, boaters, or buyers seeking canal frontage with existing dock infrastructure and flexible use potential.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
2022
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,934 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,934/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Edmonds Acreage Tracts
Get to know Marathon. See the full Marathon guide →
Edmonds Acreage Tracts — neighborhood snapshot
Population
465
Median age
45
Median income
$85,347
Median home value
$795,400
Avg household
3
Households w/ children
33%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 6099 Overseas Hwy 55W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$440,000
389 N Anglers Dr N # 204, Marathon FL 33050
2 bd · 2 ba · 938 sqft · $469/sqft · 41 DOM
Sold · Sep ’25$520,000
303 Sombrero Blvd # 207, Marathon FL 33050
2 bd · 2 ba · 973 sqft · $534/sqft · 347 DOM
Sold · Oct ’25$1,450,000
500 Sombrero Beach Rd, Marathon FL 33050
2 bd · 2 ba · 1,057 sqft · $1,372/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6099 Overseas Hwy 55W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6099 Overseas Hwy 55W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6099 Overseas Hwy 55W FAQs
What would the monthly payment be for 6099 Overseas Hwy 55W, Marathon FL 33050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,934/mo — principal and interest, the actual property-tax bill, the $247/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6099 Overseas Hwy 55W, Marathon FL 33050?+
The association fee works out to $247 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6099 Overseas Hwy 55W, Marathon FL 33050?+
The most recent tax bill on record (2025) was $3,366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6099 Overseas Hwy 55W, Marathon FL 33050?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marathon?+
At $355,000, this home is listed about 60% below the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6099 Overseas Hwy 55W, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MARATHON 33050 market on paper
$355,000 is 44% below the MARATHON 33050 median of $637,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $385,000, now $355,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Island Breeze Realty, LLC · David Grego. MLS #A11978726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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