3728 SE 18 Ave, Cape Coral FL 33904, CAPE CORAL, FL, 33904
Active66 days on marketListed Jun 14, 2026MLS #A12036917
About this home
3728 SE 18 Ave, Cape Coral FL 33904
This gourgeous direct Gulf access property is a true gem and is located in the established neighborhood SAVONA. The property has Been completely renovated and designed in a modern open concept style. New impact windows and doors were installed throughout. The kitchen was also remodeled with new cabinets, all new appliances, quartz countertops and an island.Enjoy the water views from the kitchen through the picture windows installed.New air conditioner, LED high hats, outlets and switches. Newer roof (2024). The property is decorated beautifully since the owners use it for vacation rental. The pool is refinished with a marble decking pool cage.From here one goes out to your private boat dock, jump in your boat and sail off. You are only five minutes to the river. This property is being sold turnkey and has a great vacation rental history.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,035
Sqft
2
Garage
1990
Year built
$477
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,419 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,419/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Coral actives
$477 vs $249
Days on market
66 vs 50 typical
Where $477/sqft sits among the 339 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Savona
Get to know Cape Coral. See the full Cape Coral guide →
Savona — neighborhood snapshot
Population
853
Median age
59
Median income
$88,207
Median home value
$474,200
Avg household
2
Households w/ children
54%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
108 of 339
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3728 SE 18 Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$335,000
1314 SE 43RD TERRACE
4 bd · 3 ba · 2,045 sqft · $164/sqft · 15 DOM
Sold · May ’26$390,000
3125 SE 22ND AVENUE
3 bd · 2 ba · 2,022 sqft · $193/sqft · 313 DOM
Sold · Aug ’26$675,000
2835 SE 18TH AVENUE
4 bd · 2 ba · 1,953 sqft · $346/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3728 SE 18 Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3728 SE 18 Ave — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3728 SE 18 Ave FAQs
What would the monthly payment be for 3728 SE 18 Ave, Cape Coral FL 33904?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,419/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3728 SE 18 Ave, Cape Coral FL 33904?+
The most recent tax bill on record (2025) was $7,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $970,000, this home is listed about 117% above the Cape Coral median of $447,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3728 SE 18 Ave, Cape Coral FL 33904?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), North Fort Myers High School (high), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$970,000 runs 111% above the CAPE CORAL 33904 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cape Elementary School, Pelican Elementary School, Cape Coral High School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, North Fort Myers High School, Mariner High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Starlink Realty, Inc · Magnolia Perez-Isusi. MLS #A12036917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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