David Ramirez
$376,500$399,0003 bd2 ba$3,028 /mo all-in ↓

2009 SW 36th Ter, Cape Coral FL 33914, CAPE CORAL, FL, 33914

Active71 days on marketListed Jun 8, 2026MLS #A12033518

Priced 6% below the CAPE CORAL 33914 medianReduced $23KSingle Family ResidenceCape Coral

About this home

2009 SW 36th Ter, Cape Coral FL 33914

Welcome to this charming pool home in the highly sought-after Southwest Cape Coral area! Offering 3 bedrooms, 2 bathrooms, and over 1,500 square feet of living space, this residence features an open and inviting layout perfect for both everyday living and entertaining. Step outside to your own private retreat, where an oversized pool and spa are surrounded by an expansive paver deck—ideal for relaxing or hosting gatherings year-round. Recent updates include a new AC (2026), newer roof (2019), new pool pump (2026), fresh interior and exterior paint, updated tile flooring throughout, a new pool heater, and newer kitchen appliances, providing a solid foundation for the next owner. With all assessments paid and located outside of a flood zone, this home offers added value and peace of mind. With a few personal touches and updates, this property presents an excellent opportunity to customize and create your ideal Florida home. Conveniently located near shopping, dining, and top-rated schools, this is your chance to own in one of Cape Coral’s most desirable neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2

Garage

2005

Year built

Pool viewFurniture For Sale

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Range · Microwave · Refrigerator
InteriorEntrance Foyer · Split Bedroom · Vaulted Ceiling(s) · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingCentral
FurnishedFurniture For Sale

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewPool
FacesSouth
ParkingDriveway
ExteriorNone

Community & fees

Taxes (2025)$5,823/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,028 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,216
FHA mortgage insurance (est.)$167
Property tax — 2025 actual bill$485
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,178Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,178
Interest rate6.00%
Loan term

Estimated payment

$3,028/mo

Principal & interest$2,216
FHA mortgage insurance (est.)$167
Property taxes (actual bill)$485
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cape Coral

Map of 2009 SW 36th Ter, Cape Coral FL 33914

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33914 — neighborhood snapshot

Population

44,439

Median age

54.7

Median income

$75,557

Median home value

$408,800

Avg household

2.46

Households w/ children

3,094

For the school run

Lee County School District

MiddleGulf Middle School★★★★★
HighIda S. Baker High School★★★★★
ElementaryGulf Elementary School★★★★
ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryCape Elementary School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$375K$408K

Cape Coral median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the CAPE CORAL 33914 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $376,500 $23K
Jun 8, 2026Listed at $399,000 · 71 days on market since
2005Built · Cape Coral

Reality check

What actually sold near 2009 SW 36th Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

930 SW 34TH STREETSold · Dec ’25

$260,000

930 SW 34TH STREET · same community

3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM

1714 NE 40TH LANESold · Dec ’25

$254,000

1714 NE 40TH LANE · same community

3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM

4404 SW 7TH AVENUESold · Mar ’26

$298,000

4404 SW 7TH AVENUE · same community

3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2009 SW 36th Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2009 SW 36th Ter — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2009 SW 36th Ter FAQs

What would the monthly payment be for 2009 SW 36th Ter, Cape Coral FL 33914?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,028/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2009 SW 36th Ter, Cape Coral FL 33914?+

The most recent tax bill on record (2025) was $5,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $376,500, this home is listed about 16% below the Cape Coral median of $447,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2009 SW 36th Ter, Cape Coral FL 33914?+

Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CAPE CORAL 33914 market on paper

$376,500 is 6% below the CAPE CORAL 33914 median of $399,000.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $399,000, now $376,500 — a $23K cut. The full history is in the market section below.

Listing courtesy of LPT Realty, LLC · Jonathan Rose. MLS #A12033518.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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