145 N ORANGE ST, Starke FL 32091, STARKE, FL, 32091
Active79 days on marketListed May 21, 2026MLS #A12023519
About this home
145 N ORANGE ST, Starke FL 32091
Opportunity is knocking in the city of Starke, Bradford County! Priced well below appraisal value, this charming, well-maintained home sits on a central street, just a short walk from shopping, restaurants, and schools. It features a great split floor plan with 3 bedrooms and 2 full bathrooms, a cozy gas fireplace, beautiful vinyl floors, a separate dining area, and a laundry room. Out back, enjoy a spacious backyard with a shed for garden tools or equipment, plus room to store a boat or RV. The home boasts brand new impact windows throughout and a roof less than 6 years old, making it a true bargain?especially with no HOA fees and no restrictions. Easy to show, call for a direct viewing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1
Garage
1960
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Starke
Get to know Starke. See the full Starke guide →
STARKE 32091 — neighborhood snapshot
Population
16,062
Median age
39.2
Median income
$53,522
Median home value
$175,200
Avg household
2.58
Households w/ children
1,747
The numbers that matter
The Starke market
$399K → $214K
Starke median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the STARKE 32091 median. See the full Starke market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 N ORANGE ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$124,900
401 N CHERRY STREET
2 bd · 1 ba · 720 sqft · $173/sqft · 115 DOM
Sold · Nov ’25$182,000
426 DAVIS STREET
3 bd · 1 ba · 1,120 sqft · $163/sqft · 2 DOM
Sold · Aug ’26$174,900
627 FRANCIS STREET
3 bd · 1 ba · 1,142 sqft · $153/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 N ORANGE ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 N ORANGE ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
145 N ORANGE ST FAQs
What would the monthly payment be for 145 N ORANGE ST, Starke FL 32091?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 145 N ORANGE ST, Starke FL 32091?+
The most recent tax bill on record (2025) was $3,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 N ORANGE ST, Starke FL 32091?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Starke?+
At $239,000, this home is listed about 2% below the Starke median of $245,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the STARKE 32091 market on paper
$239,000 is 4% below the STARKE 32091 median of $249,900.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
79 days on market against a Starke median of 19 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Brickell Realty Group International · Pittel Dominguez. MLS #A12023519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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