408 S ORANGE STREET, STARKE, FL, 32091
Active88 days on marketListed May 6, 2026MLS #GC540106
About this home
408 S ORANGE STREET
This FULLY RENOVATED home was taken all the way down to the studs in 2019, with no detail overlooked. From the metal roof, HVAC, water heater, plumbing, windows, and every cosmetic - to the Hardie board-wrapped exterior designed for long-term durability - every major component of the home was upgraded, creating true peace of mind for years to come. Perfectly positioned on OVER a 1/2acre, this property offers a rare combination of in-town convenience and spacious outdoor living. A fenced drainage lot and wooded buffer on each side coupled with a deep-set backyard create a secluded feel with plenty of room to spread out, entertain, or simply enjoy the quiet setting. Inside, the thoughtfully designed split floorplan is filled with light from the abundance of windows and added recessed lighting throughout the home. Offering 3 bedrooms, 2 bathrooms, PLUS a versatile bonus room, the layout provides both functionality and flexibility for today’s lifestyle needs. The primary suite is everything you’ve been searching for - featuring a spacious walk-in closet, dual vanities, a luxe soaking tub, and an oversized walk-in shower that gives the space a true spa-like feel. The home continues to impress with an oversized pantry with a modern barn door, a large laundry room, and incredible indoor-outdoor living spaces, including an oversized screened front porch and an over 450SqFt screened back porch complete with ambient Edison lighting - the perfect setup for hosting guests, morning coffee, or winding down in the evenings. Located within walking distance to the shops and restaurants of Starke, while still conveniently situated just 30 minutes to Gainesville and 40 minutes to Jacksonville, this property offers not only a beautifully updated home, but also the perfect blend of comfort, convenience, and privacy. Homes with this level of renovation, outdoor space, and location rarely become available - schedule your showing today! *Home has been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,572
Sqft
0.67 ac
Lot size
1940
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,902 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,902/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.7%
$/sqft vs N/A
$165 vs $286
Days on market
88 vs 22 typical
Where $165/sqft sits among the 246 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starke
Get to know Starke. See the full Starke guide →
STARKE 32091 — neighborhood snapshot
Population
16,062
Median age
39.2
Median income
$53,522
Median home value
$175,200
Avg household
2.58
Households w/ children
1,747
The numbers that matter
The Starke market
$399K → $291K
Starke median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
110 of 246
N/A have cut their price
Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the STARKE 32091 median. See the full Starke market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 S ORANGE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$675,000
37348 TUCKER ROAD · same community
3 bd · 2 ba · 1,580 sqft · $427/sqft · 170 DOM
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 S ORANGE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 S ORANGE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 S ORANGE STREET FAQs
What would the monthly payment be for 408 S ORANGE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,902/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 S ORANGE STREET?+
The most recent tax bill on record (2024) was $1,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Starke?+
At $260,000, this home is listed about 4% below the Starke median of $269,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the STARKE 32091 market on paper
$260,000 is 10% below the STARKE 32091 median of $288,000, and at $165/sqft it sits under the Starke average of $167.
02Time on market is leverage
88 days on market against a Starke median of 22 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $315,000, now $260,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jordane Harden. MLS #GC540106.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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