20833 SW 96th Ct, Cutler Bay FL 33189, CUTLER BAY, FL, 33189
Active117 days on marketListed Apr 21, 2026MLS #A12005153
About this home
20833 SW 96th Ct, Cutler Bay FL 33189
Discover The Lauren I is a beautifully designed, brand-new single-family home offering 2,420 square feet of bright, open living space—perfect for modern families seeking comfort, privacy, and functionality. Step into an inviting layout where a spacious great room flows effortlessly into a gourmet kitchen featuring a generous central island, ideal for casual meals, entertaining, or keeping an eye on the kids. An adjacent dining area completes this seamless heart-of-the-home design. The private master suite is tucked at the rear of the home for ultimate tranquility. It includes a luxurious en-suite bathroom and two expansive walk-in closets for ample storage and organization. On the opposite side of the house, the three additional bedrooms offer comfortable, well-separated accommodations with easy access to the secondary bathrooms, ensuring convenience and privacy for everyone. Outdoor living shines with a Covered terrace perfect for year-round relaxation, al fresco dining, or weekend gatherings in Florida's beautiful weather. A two-car garage adds practical appeal, providing ample space for vehicles and storage. Thoughtfully crafted with today's lifestyles in mind, The Lauren balances everyday functionality with luxurious touches, making it an exceptional choice for growing families or those who love to entertain. Located close to the Turnpike, US1, and Old Cutler, giving you access to all of the amenities Miami has to offer.Ready for move-in rental ready
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
0
Sqft
2
Garage
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33189 — neighborhood snapshot
Population
24,627
Median age
41.9
Median income
$66,487
Median home value
$409,500
Avg household
2.87
Households w/ children
3,152
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the CUTLER BAY 33189 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 20833 SW 96th Ct
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$541,000
17855 SW 105th Ave, Miami FL 33157
4 bd · 2 ba · 1,152 sqft · $470/sqft · 139 DOM
Sold · Jan ’26$545,000
17331 SW 103rd Ave, Miami FL 33157
4 bd · 2 ba · 1,188 sqft · $459/sqft · 9 DOM
Sold · Mar ’26$520,000
17995 SW 105th Ave, Miami FL 33157
4 bd · 2 ba · 1,289 sqft · $403/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20833 SW 96th Ct — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20833 SW 96th Ct — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20833 SW 96th Ct FAQs
What would the monthly payment be for 20833 SW 96th Ct, Cutler Bay FL 33189?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 20833 SW 96th Ct, Cutler Bay FL 33189?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cutler Bay?+
At $4,950, this home is listed about 99% below the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 20833 SW 96th Ct, Cutler Bay FL 33189?+
Miami Southridge Senior High (high), Bel-Aire Elementary School (elementary), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CUTLER BAY 33189 market on paper
$4,950 is 98% below the CUTLER BAY 33189 median of $249,000.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
117 days on market against a Cutler Bay median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $5,400, now $4,950 — a $450 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Assured Investments Realty, LLC · Juan Santamaria. MLS #A12005153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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