7427 SW 189th St, Cutler Bay FL 33157, CUTLER BAY, FL, 33157
Active73 days on marketListed Jun 5, 2026MLS #A12032271
About this home
7427 SW 189th St, Cutler Bay FL 33157
Available 5-bedroom 4.5 bath home in the prestigious Cutler Cay community! From the moment you arrive, you'll be impressed by the elegant double-door entry leading into a grand foyer with soaring ceilings and a dramatic staircase. The thoughtfully designed floor plan offers a spacious formal living room and dining room, as well as a large family room perfect for entertaining. At the heart of the home is an expansive open-concept kitchen featuring stainless-steel appliances, abundant cabinetry, and direct access to the backyard, seamlessly connecting indoor and outdoor living spaces. The second floor boasts a generous primary suite complete with a spa-like bathroom featuring a separate shower and soaking tub, dual vanities, and spacious walk-in closets. Three additional bedrooms are also located upstairs, providing plenty of space for family and guests. A desirable first-floor in-law suite offers a private entrance, full bathroom, and closet, making it ideal for extended family, guests, or a home office. Rent includes premium community amenities and services, such as a 24/7 guard-gated entrance with security patrol, cable TV, monitored alarm service, high-speed internet, and full access to the community clubhouse. Residents enjoy a state-of-the-art fitness center, heated swimming pool, playground, tennis courts, and basketball courts. A rare opportunity to enjoy luxury, comfort, privacy, and exceptional amenities in one of the area's most desirable communities.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,399
Sqft
2
Garage
2007
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CUTLER CAY
$2 vs $265
Days on market
73 vs 56 typical
Where $2/sqft sits among the 18 homes for sale in CUTLER CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
0 of 18
CUTLER CAY have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CUTLER BAY 33157 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 7427 SW 189th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$880,000
7714 SW 193rd St, Cutler Bay FL 33157 · same community
5 bd · 4.5 ba · 3,399 sqft · $259/sqft · 190 DOM
Sold · May ’26$900,000
7796 SW 193rd Ln, Cutler Bay FL 33157 · same community
5 bd · 5.5 ba · 3,459 sqft · $260/sqft · 442 DOM
Sold · Oct ’25$1,300,000
18757 SW 79th Ave, Cutler Bay FL 33157 · same community
5 bd · 4 ba · 3,598 sqft · $361/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7427 SW 189th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7427 SW 189th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7427 SW 189th St FAQs
What would the monthly payment be for 7427 SW 189th St, Cutler Bay FL 33157?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Cutler Bay?+
At $5,500, this home is listed about 99% below the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 7427 SW 189th St, Cutler Bay FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CUTLER BAY 33157 market on paper
$5,500 is 99% below the CUTLER BAY 33157 median of $459,000, and at $2/sqft it sits under the Cutler Bay average of $349.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Robert Russa Moton Elementary School, Southwood Middle School, Miami Palmetto Senior High School, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Southwood Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $5,700, now $5,500 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Red House Realty, LLC · Sarai Granda. MLS #A12032271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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