685 SE 37th Pl, Homestead FL 33033, HOMESTEAD, FL, 33033
Active120 days on marketListed Apr 18, 2026MLS #A12002381
About this home
685 SE 37th Pl, Homestead FL 33033
Welcome to your next home in Homestead's lovely Mallorca at The Vineyards residential community. Now offering closing cost assistance to buyers. This property provides a bit over 2,700 square feet of living space in a peaceful community. The design is made to be adaptable to various living needs. You have a complete bedroom and bathroom on the first floor, which is perfect for a multigenerational family, guests, or office space. The remaining bedrooms are located upstairs. In addition, a good-sized loft space on the second level provides multiple usable functionalities. Overall, the home layout provides plenty of living areas, making it your perfect new dream home. Go outside and take advantage of the perfect yard to unwind and enjoy a beautiful lake view. This house is in a gated community that is renowned for its peaceful and well-kept surroundings. Pets are permitted in the community, giving homeowners more flexibility. The location is yet another significant benefit. You can easily access major hospitals, supermarkets, dining establishments, the NASCAR racetrack, and daily shopping necessities within a short distance. Another plus, Key Largo is only 5 miles away. If you're looking for space, functionality, and a fantastic location, this property is a must-see. Please keep in mind that when booking your showing, we need at least 24 hours' notice.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,732
Sqft
2
Garage
2010
Year built
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,313 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,313/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs Homestead actives
$196 vs $268
Days on market
120 vs 57 typical
Where $196/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baywinds
Get to know Homestead. See the full Homestead guide →
Baywinds — neighborhood snapshot
Population
3,038
Median age
31
Median income
$113,046
Median home value
$419,490
Avg household
3
Households w/ children
496
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
59 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 685 SE 37th Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$570,000
628 SE 37th Pl, Homestead FL 33033 · same community
5 bd · 3 ba · 2,656 sqft · $215/sqft · 106 DOM
Sold · Dec ’25$575,000
557 SE 37th Place, Homestead FL 33033 · same community
5 bd · 3 ba · 2,656 sqft · $216/sqft · 89 DOM
Sold · Oct ’25$510,000
726 SE 37th Pl, Homestead FL 33033 · same community
4 bd · 2.5 ba · 2,620 sqft · $195/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 685 SE 37th Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 685 SE 37th Pl — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
685 SE 37th Pl FAQs
What would the monthly payment be for 685 SE 37th Pl, Homestead FL 33033?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,313/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 685 SE 37th Pl, Homestead FL 33033?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 685 SE 37th Pl, Homestead FL 33033?+
The most recent tax bill on record (2025) was $6,265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 685 SE 37th Pl, Homestead FL 33033?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homestead?+
At $535,000, this home is listed about 19% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 685 SE 37th Pl, Homestead FL 33033?+
Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Title I Migrant Education Program (), Homestead Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$535,000 runs 67% above the HOMESTEAD 33033 median — but at 2,732 sqft it's also 72% larger than the typical Homestead listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
120 days on market against a Homestead median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $564,999, now $535,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Realty International Lifestyles · Beatriz Munoz Sarria. MLS #A12002381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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