David Ramirez
$599,999$650,0005 bd3 ba2,732 sqft$220 /sqft$4,739 /mo all-in ↓

642 SE 37th PL, Homestead FL 33033, HOMESTEAD, FL, 33033

Active178 days on marketListed Feb 19, 2026MLS #A11969386

Reduced $50KSingle Family ResidenceBAYWINDS OF ABACO

About this home

642 SE 37th PL, Homestead FL 33033

Welcome to this stunning 5-bed, 3- full bath home with BRAND NEW HURRICANE IMPACT WINDOWS and DOORS, located in the highly sought-after community of Mallorca at The Vineyards. This residence offers a bright, open floor plan with 20 Foot high ceilings,FIRST FLOOR includes a bedroom and full bath, ideal for guests or multigenerational living. Upstairs you'll find a spacious loft, along with the primary suite featuring dual walk-in closets, double vanities, and a separate soaking tub and shower. Living in The Vineyards means enjoying resort-style amenities such as yard maintenance, beautiful clubhouse, fitness center, playground's, large water park, and a sparkling community pool conveniently located near top-rated schools, shopping, dining, Homestead Hospital, and easy access to the Florida Turnpike.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,732

Sqft

2

Garage

2010

Year built

$220

Per sqft

None view

Inside

FlooringTile
InteriorFirst Floor Entry · Pantry · Vaulted Ceiling(s) · Walk-In Closet(s) · Loft
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel Roof
ConstructionConcrete Block Construction
ViewNone
FacesNortheast
ParkingDriveway · Guest

Community & fees

HOA fee$245/mo
Taxes (2025)$10,460/yr
CommunityClubhouse · Pool · Exercise Room · Gated Community · Maintained Community · Mandatory Hoa

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,739 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$872
HOA fee — from the listing$245
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,739/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$872
HOA / condo fee$245
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$522KedgeAI estimate $552,684 · range $544K$556K$624K

vs edgeAI estimate

+8.6%

$/sqft vs Homestead actives

$220 vs $268

Days on market

178 vs 57 typical

Where $220/sqft sits among the 399 Homestead actives

94 · this home
116
95
30
19
45
$184–227$227–270$270–313$313–356$356–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Baywinds

Map of 642 SE 37th PL, Homestead FL 33033 inside its neighborhood boundary

Get to know Homestead. See the full Homestead guide →

Baywinds — neighborhood snapshot

Population

3,038

Median age

31

Median income

$113,046

Median home value

$419,490

Avg household

3

Households w/ children

496

For the school run

Dade County School District

ElementaryGateway Environmental K-8 Learning Center★★★★
HighHomestead Senior High School★★★★
Title I Migrant Education Program
MiddleHomestead Middle School★★★★
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homestead market

Seller’s marketLeans buyer17.0 months of inventoryBuyer’s market

$461K$488K

Homestead median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

58 of 399

Homestead actives have cut their price

Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the HOMESTEAD 33033 median. See the full Homestead market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,999 $50K
Feb 19, 2026Listed at $650,000 · 178 days on market since
2010Built · BAYWINDS OF ABACO

Reality check

What actually sold near 642 SE 37th PL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

628 SE 37th Pl, Homestead FL 33033Sold · Oct ’25

$570,000

628 SE 37th Pl, Homestead FL 33033 · same community

5 bd · 3 ba · 2,656 sqft · $215/sqft · 106 DOM

557 SE 37th Place, Homestead FL 33033Sold · Dec ’25

$575,000

557 SE 37th Place, Homestead FL 33033 · same community

5 bd · 3 ba · 2,656 sqft · $216/sqft · 89 DOM

726 SE 37th Pl, Homestead FL 33033Sold · Oct ’25

$510,000

726 SE 37th Pl, Homestead FL 33033 · same community

4 bd · 2.5 ba · 2,620 sqft · $195/sqft · 208 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 642 SE 37th PL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 642 SE 37th PL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

642 SE 37th PL FAQs

What would the monthly payment be for 642 SE 37th PL, Homestead FL 33033?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,739/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 642 SE 37th PL, Homestead FL 33033?+

The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 642 SE 37th PL, Homestead FL 33033?+

The most recent tax bill on record (2025) was $10,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homestead?+

At $599,999, this home is listed about 34% above the Homestead median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 642 SE 37th PL, Homestead FL 33033?+

Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Title I Migrant Education Program (), Homestead Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,999 runs 87% above the HOMESTEAD 33033 median — but at 2,732 sqft it's also 72% larger than the typical Homestead listing.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

178 days on market against a Homestead median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $650,000, now $599,999 — a $50K cut. The full history is in the market section below.

Listing courtesy of EXP Realty LLC · Nicholas Gimenez. MLS #A11969386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Homestead homes, in your inbox

Like 642 SE 37th PL, Homestead FL 33033 but not quite? A daily digest of every new listing in Homestead — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 16, 2026 at 1:15 PM UTC. The listing information on this page last changed on August 16, 2026 at 1:15 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 16, 2026 at 1:15 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 16, 2026 at 1:15 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

642 SE 37th PL, Homestead FL 33033, HOMESTEAD, FL — 5 Bed, 3 Bath — $599,999 | CENTURY 21 Edge